Personal loans in Mulliken, MI
With roughly 545 residents, Mulliken is a small community, and the lending rules its borrowers live under are written in Michigan, not by the city. About 545 people live in Mulliken, placing it 424th of 533 Census places in Michigan.
The 2020 count to the 2023 estimate shows about 0.5% decline in Mulliken. Consumer lending that reaches Mulliken's 545 residents is governed by Michigan statute; no city ordinance changes it. Verify the lender's Michigan licence against the regulator named below before borrowing in Mulliken. Borrowers who want a bigger city can look to Portland, MI about 7 miles away.
Mulliken: population, trend and location
The figures below are Mulliken's own — Census population, land area and coordinates — followed by the Michigan rules.
- Population: an estimated 545 residents, 424th of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 0.5% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
- Size percentile: roughly 20% of Michigan's places have fewer residents than Mulliken's 545.
- Population density: 522 people per square mile on 1.0 square miles of land.
- By land area: Mulliken ranks 384th among Michigan's 533 places, at 1.0 sq mi.
- State share: roughly 0.0% of Michigan's residents live in Mulliken (545 people).
- National rank: Mulliken is 12,806th of 19,457 places nationwide.
- Growth rank: Mulliken ranks 258th among Michigan's 533 places for the 2020-to-2023 change.
- Against the state trend: Mulliken's 0.5% change compares with a Michigan average of -0.3% across its 533 places.
- Density in Michigan: Mulliken ranks 436th by people per square mile.
- Density in context: Mulliken's 522 people per square mile sit against a Michigan median of 1,078.
- Location: coordinates 42.7630, -84.8964 (US Census Bureau Gazetteer).
- Nearest larger cities: Portland (7 mi); Grand Ledge (8 mi); Vermontville (12 mi); Potterville (12 mi); Lake Odessa (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Sunfield (5 mi); Eagle (6 mi); Woodland (12 mi).
- Within a 50-mile radius: 18 smaller Census places.
- At 100 miles: 353 larger Census places fall inside that radius.
Mulliken against the rest of Michigan
Within Michigan, Mulliken holds roughly 0.0% of all residents, the 424th-largest share among 533 places. For population change between 2020 and 2023, Mulliken ranks 258th of 533 in Michigan (about the 52th percentile). At about 522 people per square mile, Mulliken is the 436th most densely settled place in Michigan. The population moved by about 3 people between 2020 and 2023, a 0.5% shift.
The state rulebook for Mulliken
Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Mulliken lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
Borrowing reach in Mulliken
At roughly 522 people per square mile, Mulliken is moderately settled; 86 larger places lie within 50 miles. Distance to a branch rarely matters for Mulliken's 545 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Portland, MI about 7 miles away.
Land, water and location for Mulliken
Mulliken's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 522 people per square mile. The state's population centre of gravity, Detroit, is roughly 95 miles away. A 50-mile radius around Mulliken takes in 86 places that are larger. Within the same 50 miles lie 18 smaller Census places.
What to do before borrowing in Mulliken
These steps shape the offer you get in Mulliken, a place of about 545 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Michigan licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
What differs between Mulliken and the rest of Michigan is not the process but the borrower's own file, among the 545 people here.
Common questions
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Nearby places
- Sunfield, MI — population 538
- Portland, MI — population 3,797
- Eagle, MI — population 105
- Grand Ledge, MI — population 7,784
- Vermontville, MI — population 747
- Westphalia, MI — population 941
- Potterville, MI — population 3,092
- Charlotte, MI — population 9,242