Personal loans in Plum Grove, TX
Personal loans in Plum Grove are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,521 population. Population in Plum Grove climbed about 21.9% over the three years from 2020 to 2023.
Roughly 1,521 residents live in Plum Grove, the 686th-largest community in Texas. Use the calculator on this page to price an amount and term before you commit in Plum Grove. State law, not city hall, decides what a lender may do to Plum Grove's roughly 1,521 residents, and a state regulator supervises it. A larger market lies at Roman Forest, TX about 4 miles away.
Where Plum Grove stands
Plum Grove is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 1,521 — Plum Grove ranks 686th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: About 21.9% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 273 residents.
- Size percentile: Plum Grove's 1,521 people outrank roughly 44% of the places in Texas.
- Density: roughly 419 residents per square mile, spread over 3.6 sq mi of land.
- Land area: Plum Grove covers 3.6 square miles, the 473rd-largest area among Texas's 1,224 places.
- State share: roughly 0.0% of Texas's residents live in Plum Grove (1,521 people).
- National rank: Plum Grove is 8,642nd of 19,457 places nationwide.
- Growth in Texas: Plum Grove stands 81st by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Plum Grove's 21.9% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Plum Grove places 948th among Texas's places by people per square mile.
- Density in context: Plum Grove's 419 people per square mile sit against a Texas median of 840.
- Location: it lies at 30.2008, -95.0956 in the Census Gazetteer.
- Nearest larger cities: Roman Forest (4 mi); Patton Village (4 mi); Splendora (4 mi); Woodbranch (5 mi); Cleveland (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: North Cleveland (11 mi); Kenefick (17 mi); Dayton Lakes (17 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 27 smaller Census places.
- Within 100 miles: 125 places are larger than Plum Grove.
Plum Grove on the map
The Census Gazetteer records about 3.6 square miles of land within Plum Grove, with no significant water area listed. Spread across it are roughly 419 residents per square mile. For the state's biggest city, Houston, the distance is roughly 34 miles. Counting outward 50 miles, 54 larger communities surround Plum Grove. The 100-mile radius contains 125 larger places.
Plum Grove against the rest of Texas
Within Texas, Plum Grove holds roughly 0.0% of all residents, the 686th-largest share among 1,224 places. For population change between 2020 and 2023, Plum Grove ranks 81st of 1,224 in Texas (about the 93th percentile). By density, at about 419 people per square mile, it ranks 948th in Texas. Between 2020 and 2023 the count changed by roughly 273 residents.
What shapes a Plum Grove personal loan
In Plum Grove, a small community of about 1,521, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Plum Grove's rank of 686th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Plum Grove loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Texas law applies in Plum Grove
For the roughly 1,521 residents of Plum Grove, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Lender access in Plum Grove
At roughly 419 people per square mile, Plum Grove is lightly settled; 54 larger places lie within 50 miles. Lenders licensed in Texas reach Plum Grove's 1,521 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Roman Forest, TX about 4 miles away.
Common questions
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Nearby places
- Roman Forest, TX — population 2,306
- Patton Village, TX — population 1,888
- Splendora, TX — population 1,958
- Woodbranch, TX — population 1,535
- Cleveland, TX — population 9,113
- North Cleveland, TX — population 276
- Dayton, TX — population 9,693
- Humble, TX — population 16,237