Personal loans in Dayton, TX

The 2020 count to the 2023 estimate shows about 10.5% growth in Dayton. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Dayton's 9,693 residents. Compare APR, not the interest rate, because the APR folds in most fees on a Dayton loan. The next larger city is Baytown, TX about 17 miles away.

What the Census records for Dayton

Two layers matter for a Dayton borrower: the local population picture and Texas's consumer-lending statutes.

• Population: about 9,693, ranked 251st of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 10.5% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 920 residents.
• Size percentile: about 79% of Texas communities are smaller than Dayton (9,693 residents).
• Population density: about 316 people per square mile across 30.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Dayton ranks 78th among Texas's 1,224 places, at 30.7 sq mi.
• Water: Dayton holds about 0.04 square miles, the 332nd-largest water area in Texas.
• Share of Texas: Dayton holds about 0.0% of the state's population, some 9,693 people.
• Nationally: Dayton is the 3,224th-largest of 19,457 Census places in the dataset.
• Growth rank: Dayton's 2020-to-2023 change ranks 210th of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while Dayton moved 10.5%.
• Density rank: Dayton is the 1,030th most densely settled place in Texas.
• Against the state median: Dayton runs about 316 residents per square mile, where the Texas median is 840.
• Location: the Census Gazetteer records it at 30.0132, -94.9360.
• Nearest larger cities: Baytown (17 mi); Humble (20 mi); La Porte (25 mi); Deer Park (25 mi); Galena Park (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Kenefick (8 mi); Liberty (9 mi); Dayton Lakes (12 mi), each with its own Census population profile.
• Smaller places within 50 miles: 60 of them.
• At 100 miles: 52 larger Census places fall inside that radius.

What shapes a Dayton personal loan

A Dayton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 9,693 residents. Federal Truth in Lending rules require a Dayton lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Dayton loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Dayton

Dayton is a lightly settled community of about 9,693 people, with 28 larger places inside a 50-mile radius. What is available to Dayton's 9,693 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Baytown, TX about 17 miles away.

How Texas law applies in Dayton

The rows below set out what a licensed lender must follow in Texas, and so for Dayton's roughly 9,693 residents.

Dayton against the rest of Texas

Among Texas's 1,224 places, Dayton sits at 251st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Dayton ranks 210th of 1,224 in Texas (about the 83th percentile). At about 316 people per square mile, Dayton is the 1,030th most densely settled place in Texas. In land area, Dayton ranks 78th among Texas's 1,224 places.

Dayton on the map

Inside Dayton's boundaries lie roughly 30.7 square miles of land and 0.04 square miles of water. Spread across it are roughly 316 residents per square mile. The state's population centre of gravity, Houston, is roughly 31 miles away. Counting outward 50 miles, 28 larger communities surround Dayton. Within the same 50 miles lie 60 smaller Census places.