Personal loans in Pleasantville, IA
Pleasantville is a small community of about 1,690 residents, and a personal loan taken out here is governed by Iowa statute. The Census estimates 1,690 residents in Pleasantville, which ranks it 187th of 940 places in Iowa.
The closest larger city is Knoxville, IA about 10 miles away. Census figures put the 2020-to-2023 increase in Pleasantville at about 0.4%. When Iowa caps or restricts a product, lenders either change the terms or withdraw it from Pleasantville as from the rest of the state. Compare APR, not the interest rate, because the APR folds in most fees on a Pleasantville loan.
What the Census records for Pleasantville
Pleasantville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 1,690 — Pleasantville ranks 187th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.4% more residents than the 2020 Census counted.
- People gained or lost: about 7 more since the 2020 base.
- Size percentile: Pleasantville's 1,690 people outrank roughly 80% of the places in Iowa.
- Population density: 691 people per square mile on 2.4 square miles of land.
- By land area: Pleasantville ranks 167th among Iowa's 940 places, at 2.4 sq mi.
- State share: roughly 0.1% of Iowa's residents live in Pleasantville (1,690 people).
- National rank: Pleasantville is 8,260th of 19,457 places nationwide.
- Growth in Iowa: Pleasantville stands 200th by percentage change from 2020 to 2023, among 940 places.
- Against the state trend: Pleasantville's 0.4% change compares with a Iowa average of -0.7% across its 940 places.
- Density in Iowa: Pleasantville ranks 461st by people per square mile.
- Density in context: Pleasantville's 691 people per square mile sit against a Iowa median of 672.
- Location: coordinates 41.3870, -93.2728 (US Census Bureau Gazetteer).
- Nearest larger cities: Knoxville (10 mi); Monroe (13 mi); Prairie City (15 mi); Carlisle (15 mi); Indianola (15 mi). Larger metros often have more branches, but online lenders reach Pleasantville on the same terms.
- Nearest smaller places: Swan (6 mi); Sandyville (6 mi); Hartford (8 mi).
- Smaller places within 50 miles: 102 of them.
- Larger places within 100 miles: 102.
Pleasantville: area, density and distance
The Census Gazetteer records about 2.4 square miles of land within Pleasantville, with no significant water area listed. With 1,690 residents, the land area yields roughly 691 people per square mile. The largest place in Iowa, Des Moines, lies about 22 miles away. Pleasantville has 39 larger places within a 50-mile radius. By land area it ranks 167th of 940 Iowa places.
Iowa rules behind a Pleasantville personal loan
Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Pleasantville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Pleasantville's place among Iowa's 940 places
Among Iowa's 940 places, Pleasantville sits at 187th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Pleasantville stands 200th among Iowa's 940 places — roughly the 79th percentile. By density, at about 691 people per square mile, it ranks 461st in Iowa. In land area, Pleasantville ranks 167th among Iowa's 940 places.
Before you apply in Pleasantville
Before you hand your details to a lender in Pleasantville, where the population is near 1,690:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Iowa regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Pleasantville as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 1,690 residents.
How lenders reach Pleasantville
With about 691 residents per square mile, Pleasantville is moderately settled, and 39 larger Census places sit within 50 miles. A Iowa licence lets a lender serve Pleasantville without a local office, so branch density does not change what its 1,690 residents are offered. For a larger market, the closest option is Knoxville, IA about 10 miles away.
Common questions
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Nearby places
- Swan, IA — population 77
- Sandyville, IA — population 59
- Hartford, IA — population 725
- Runnells, IA — population 451
- Melcher-Dallas, IA — population 1,184
- Knoxville, IA — population 7,432
- Milo, IA — population 761
- Ackworth, IA — population 117