Personal loans in Ackworth, IA
In Ackworth, one of 940 Census places in Iowa, the figure to compare across lenders is the APR, not the advertised rate. The Census counts 117 people in Ackworth, the 791st-largest figure among Iowa's 940 places.
Census data show virtually no population shift in Ackworth between 2020 and 2023. When Iowa caps or restricts a product, lenders either change the terms or withdraw it from Ackworth as from the rest of the state. Compare APR, not the interest rate, because the APR folds in most fees on a Ackworth loan. The closest larger city is Indianola, IA about 5 miles away.
Ackworth by the numbers
The figures below are Ackworth's own — Census population, land area and coordinates — followed by the Iowa rules.
- Population: a Census-estimated 117, 791st among Iowa's 940 places (Vintage 2023).
- Population trend: About level with the 2020 Census.
- Size percentile: roughly 16% of Iowa places rank below Ackworth.
- Population density: about 213 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Ackworth ranks 625th among Iowa's 940 places, at 0.6 sq mi.
- State share: roughly 0.0% of Iowa's residents live in Ackworth (117 people).
- National rank: Ackworth is the 17,819th most populous of the 19,457 Census places covered here.
- Growth rank: Ackworth's 2020-to-2023 change ranks 257th of 940 places in Iowa.
- Versus Iowa: the state average change is -0.7%, while Ackworth moved 0.0%.
- Density in Iowa: Ackworth ranks 806th by people per square mile.
- Density vs Iowa: Ackworth's 213 people per square mile compare with a state median of 672.
- Location: 41.3642, -93.4723 (Census Gazetteer coordinates).
- Nearest larger cities: Indianola (5 mi); Milo (5 mi); Hartford (7 mi); Carlisle (10 mi); Pleasantville (10 mi). Online lenders reach Ackworth no matter how far the nearest branch is.
- Nearest smaller towns: Sandyville (4 mi); Spring Hill (10 mi); Swan (11 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 20 smaller Census places.
- Within 100 miles: 395 places are larger than Ackworth.
Inside a Ackworth personal loan
Ackworth is a small community of about 117 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Ackworth's 117 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Ackworth loan is knowable in advance — unlike a revolving card balance.
Ackworth's place among Iowa's 940 places
Among Iowa's 940 places, Ackworth sits at 791st for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Ackworth stands 257th among Iowa's 940 places — roughly the 73th percentile. By density, at about 213 people per square mile, it ranks 806th in Iowa. By land area, its 0.6 square miles rank 625th of 940 places in Iowa.
Land, water and location for Ackworth
Ackworth's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 213 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 16 miles. A 50-mile radius around Ackworth takes in 112 places that are larger. The 100-mile radius contains 395 larger places.
Lender access in Ackworth
Ackworth is lightly settled, with about 213 people per square mile and 112 larger places within 50 miles. What is available to Ackworth's 117 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Indianola, IA about 5 miles away.
What Iowa law requires in Ackworth
Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Ackworth lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
What are my options in Ackworth if my credit is poor?
What loan size can I expect in Ackworth?
Do I have to pledge anything to borrow in Ackworth?
Does comparing loans in Ackworth cost me credit score points?
Nearby places
- Milo, IA — population 761
- Sandyville, IA — population 59
- Indianola, IA — population 16,043
- Hartford, IA — population 725
- Carlisle, IA — population 4,326
- Spring Hill, IA — population 68
- Runnells, IA — population 451
- Swan, IA — population 77