Personal loans in Pflugerville, TX
A lender that serves Pflugerville operates under Texas lending statutes and a Texas supervisor.
Pflugerville, Texas — home to about 65,301 people — is a mid-sized city, so the terms you are offered follow Texas law rather than any local rule. The Census estimates 65,301 residents in Pflugerville, which ranks it 61st of 1,224 places in Texas. A 2020-to-2023 comparison shows Pflugerville up by about 0.2%. Use the calculator on this page to price an amount and term before you commit in Pflugerville. The nearest larger city is Round Rock, TX about 7 miles away.
Borrowing in Pflugerville: the local picture
The figures below are Pflugerville's own — Census population, land area and coordinates — followed by the Texas rules.
- Population: 65,301 residents; Pflugerville is the 61st-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 0.2% between 2020 and 2023.
- Absolute change: 125 residents added between 2020 and 2023.
- Size percentile: bigger than about 95% of the places in Texas, with 65,301 residents in Pflugerville.
- Population density: 2,513 people per square mile on 26.0 square miles of land.
- Land area rank: Pflugerville's 26.0 square miles rank 93rd of 1,224 places in Texas.
- Water: Pflugerville holds about 0.01 square miles, the 501st-largest water area in Texas.
- State population share: Pflugerville accounts for about 0.3% of everyone in Texas.
- National standing: Pflugerville ranks 582nd of 19,457 US places.
- Growth rank: Pflugerville ranks 833rd among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Pflugerville moved 0.2%.
- Density in Texas: Pflugerville ranks 118th by people per square mile.
- Density in context: Pflugerville's 2,513 people per square mile sit against a Texas median of 840.
- Location: 30.4478, -97.6021 (Census Gazetteer coordinates).
- Nearest larger cities: Round Rock (7 mi); Cedar Park (14 mi); Austin (14 mi); Georgetown (16 mi); Leander (18 mi). Living near a larger metro rarely changes what is available in Pflugerville.
- Nearest smaller towns: Manor (7 mi); Hutto (7 mi); Coupland (13 mi).
- Within a 50-mile radius: 71 smaller Census places.
- Within 100 miles: 13 places are larger than Pflugerville.
How Pflugerville compares across Texas
Against Texas's other places, Pflugerville accounts for about 0.3% of the state's population and ranks 61st of 1,224 by size. Its 2020-to-2023 change ranks 833rd of 1,224 Texas places, putting it near the 32th percentile for growth. By density, at about 2,513 people per square mile, it ranks 118th in Texas. The population moved by about 125 people between 2020 and 2023, a 0.2% shift.
What is available to Pflugerville borrowers
Pflugerville is fairly dense, with about 2,513 people per square mile and 8 larger places within 50 miles. Whether Pflugerville has a local branch or not, a Texas-licensed lender can serve its 65,301 people online on the same terms. The nearest bigger place is Round Rock, TX about 7 miles away.
Texas rules behind a Pflugerville personal loan
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Pflugerville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The geography behind Pflugerville
Pflugerville covers about 26.0 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 2,513 residents per square mile. The state's population centre of gravity, Houston, is roughly 140 miles away. Pflugerville has 8 larger places within a 50-mile radius. The 100-mile radius contains 13 larger places.
The anatomy of a Pflugerville personal loan
Most loans made to Pflugerville's 65,301 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Pflugerville can be quoted different APRs on the same amount and term. Shortening the term on a Pflugerville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Round Rock, TX — population 130,406
- Manor, TX — population 20,209
- Hutto, TX — population 38,765
- Coupland, TX — population 295
- Taylor, TX — population 17,337
- Austin, TX — population 979,882
- Cedar Park, TX — population 77,516
- Weir, TX — population 724