Personal loans in Manor, TX
The roughly 20,209 people who live in Manor borrow under Texas rules; city hall sets no personal-loan rate. Which products a lender may offer to Manor's 20,209 residents follows from the Texas consumer-lending framework.
By population, Manor sits at 149th in Texas, with an estimated 20,209 residents. Decide the purpose of the loan and your repayment plan before sharing any details with a Manor lender. A 2020-to-2023 comparison shows Manor up by about 48.0%. Borrowers who want a bigger city can look to Pflugerville, TX about 7 miles away.
Manor: the sourced local profile
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: 20,209 — Manor ranks 149th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 48.0% between 2020 and 2023.
- Net change: roughly 6,551 more people than the 2020 Census counted.
- Size percentile: about 88% of Texas's Census places are smaller than Manor.
- Density: roughly 2,061 residents per square mile, spread over 9.8 sq mi of land.
- Land area: Manor covers 9.8 square miles, the 216th-largest area among Texas's 1,224 places.
- Water area rank: Manor ranks 423rd among Texas's 1,224 places, with 0.02 sq mi.
- State share: roughly 0.1% of Texas's residents live in Manor (20,209 people).
- National rank: Manor is 1,870th of 19,457 places nationwide.
- Growth in Texas: Manor stands 26th by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Manor moved 48.0%.
- Density in Texas: Manor ranks 165th by people per square mile.
- Density in context: Manor's 2,061 people per square mile sit against a Texas median of 840.
- Location: 30.3542 / -97.5583, per the US Census Bureau Gazetteer.
- Nearest larger cities: Pflugerville (7 mi); Austin (12 mi); Hutto (13 mi); Round Rock (13 mi); Cedar Park (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Webberville (10 mi); Elgin (10 mi); Coupland (12 mi).
- Smaller neighbours: 60 places smaller than Manor sit within 50 miles.
- Within 100 miles: 25 places are larger than Manor.
What shapes a Manor personal loan
With roughly 20,209 residents, Manor is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Manor can be quoted different APRs on the same amount and term. The term you choose in Manor decides the split between a comfortable payment and the total interest you pay.
Before you apply in Manor
A sensible order of operations for a loan in Manor, home to about 20,209 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Manor as elsewhere in Texas, the written terms — not the advertisement — are what count for its 20,209 residents.
Getting a loan in Manor
Manor is fairly dense, with about 2,061 people per square mile and 11 larger places within 50 miles. A Texas licence lets a lender serve Manor without a local office, so branch density does not change what its 20,209 residents are offered. The nearest bigger place is Pflugerville, TX about 7 miles away.
Manor's place among Texas's 1,224 places
Against Texas's other places, Manor accounts for about 0.1% of the state's population and ranks 149th of 1,224 by size. On the 2020-to-2023 trend, Manor stands 26th among Texas's 1,224 places — roughly the 98th percentile. Its roughly 2,061 residents per square mile place it 165th among Texas's places. In land area, Manor ranks 216th among Texas's 1,224 places.
What Texas law requires in Manor
Texas has no separate rate rule for Manor; the sourced rows below are what reach every lender that serves its 20,209 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
What are my options in Manor if my credit is poor?
What loan size can I expect in Manor?
Do I have to pledge anything to borrow in Manor?
Does comparing loans in Manor cost me credit score points?
Nearby places
- Pflugerville, TX — population 65,301
- Webberville, TX — population 451
- Elgin, TX — population 12,304
- Hutto, TX — population 38,765
- Coupland, TX — population 295
- Round Rock, TX — population 130,406
- Austin, TX — population 979,882
- Rollingwood, TX — population 1,424