Personal loans in Perryville, AR
With an estimated 1,401 residents, Perryville is the 164th-largest of 500 places in Arkansas. For a borrower among the roughly 1,401 residents of Perryville, a personal loan is a tool whose cost turns on the terms, not the address.
Price two or three terms so you can see which payment is truly affordable in Perryville. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Perryville's 1,401 residents. Perryville gained roughly 2.2% in population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Morrilton, AR about 11 miles away.
What the Census records for Perryville
Perryville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 1,401 residents, 164th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 2.2%.
- Change in people: the 2020-to-2023 comparison is a gain of about 30 residents.
- Size percentile: bigger than about 67% of the places in Arkansas, with 1,401 residents in Perryville.
- Density: the Census land area of 4.3 sq mi holds about 328 people per square mile.
- Land area rank: Perryville's 4.3 square miles rank 143rd of 500 places in Arkansas.
- Share of state population: Perryville's 1,401 residents are about 0.1% of Arkansas.
- Nationally: Perryville is the 8,955th-largest of 19,457 Census places in the dataset.
- Growth rank: Perryville ranks 123rd among Arkansas's 500 places for the 2020-to-2023 change.
- Versus Arkansas: the state average change is +0.3%, while Perryville moved 2.2%.
- Density rank: Perryville places 280th among Arkansas's places by people per square mile.
- Against the state median: Perryville runs about 328 residents per square mile, where the Arkansas median is 386.
- Location: 35.0120, -92.8029 (Census Gazetteer coordinates).
- Nearest larger cities: Morrilton (11 mi); Atkins (18 mi); Conway (19 mi); Pottsville (21 mi); Mayflower (22 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Perry (2 mi); Adona (6 mi); Houston (6 mi) — useful context for the surrounding area.
- Smaller neighbours: 39 places smaller than Perryville sit within 50 miles.
- Within 100 miles: 90 places are larger than Perryville.
How lenders reach Perryville
At roughly 328 people per square mile, Perryville is lightly settled; 29 larger places lie within 50 miles. A Arkansas licence lets a lender serve Perryville without a local office, so branch density does not change what its 1,401 residents are offered. For a larger market, the closest option is Morrilton, AR about 11 miles away.
How a Perryville personal loan is priced
A Perryville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,401 residents. Because pricing is borrower-level, two people in Perryville can be quoted different APRs on the same amount and term. Shortening the term on a Perryville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Perryville sits
Perryville covers about 4.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 328 residents per square mile. The largest place in Arkansas, Little Rock, lies about 32 miles away. Perryville has 29 larger places within a 50-mile radius. By land area it ranks 143rd of 500 Arkansas places.
Arkansas rules behind a Perryville personal loan
Read the table as a lender's compliance picture for Perryville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Perryville against the rest of Arkansas
Against Arkansas's other places, Perryville accounts for about 0.1% of the state's population and ranks 164th of 500 by size. For population change between 2020 and 2023, Perryville ranks 123rd of 500 in Arkansas (about the 75th percentile). Its roughly 328 residents per square mile place it 280th among Arkansas's places. By land area, its 4.3 square miles rank 143rd of 500 places in Arkansas.
Common questions
What are my options in Perryville if my credit is poor?
What loan size can I expect in Perryville?
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Nearby places
- Perry, AR — population 266
- Oppelo, AR — population 747
- Adona, AR — population 147
- Houston, AR — population 148
- Morrilton, AR — population 7,083
- Bigelow, AR — population 358
- Fourche, AR — population 57
- Plumerville, AR — population 740