Personal loans in Oppelo, AR

The nearest larger metro is Morrilton, AR about 4 miles away. The trend for Oppelo between 2020 and 2023 is upward by roughly 0.7%. To lend to Oppelo's 747 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. Rate-shopping from Oppelo costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

Local context for Oppelo

Set out below is Oppelo's local context next to the state-level rules that reach every lender here.

• Population: 747 residents; Oppelo is the 209th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 0.7%.
• Net change: roughly 5 more people than the 2020 Census counted.
• Size percentile: about 58% of Arkansas communities are smaller than Oppelo (747 residents).
• Population density: 303 people per square mile on 2.5 square miles of land.
• Land area: Oppelo covers 2.5 square miles, the 216th-largest area among Arkansas's 500 places.
• Water: Oppelo holds about 0.05 square miles, the 96th-largest water area in Arkansas.
• State population share: Oppelo accounts for about 0.0% of everyone in Arkansas.
• National rank: Oppelo is the 11,479th most populous of the 19,457 Census places covered here.
• Growth in Arkansas: Oppelo stands 194th by percentage change from 2020 to 2023, among 500 places.
• Versus Arkansas: the state average change is +0.3%, while Oppelo moved 0.7%.
• Density rank: Oppelo is the 301st most densely settled place in Arkansas.
• Against the state median: Oppelo runs about 303 residents per square mile, where the Arkansas median is 386.
• Location: 35.1006, -92.7736 (US Census Bureau Gazetteer).
• Nearest larger cities: Morrilton (4 mi); Perryville (6 mi); Atkins (14 mi); Conway (17 mi); Pottsville (19 mi). Larger metros often have more branches, but online lenders reach Oppelo on the same terms.
• Nearest smaller towns: Perry (4 mi); Houston (6 mi); Adona (8 mi).
• Smaller neighbours: 33 places smaller than Oppelo sit within 50 miles.
• At 100 miles: 117 larger Census places fall inside that radius.

Oppelo in state context

Among Arkansas's 500 places, Oppelo sits at 209th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 194th of 500 Arkansas places, putting it near the 61th percentile for growth. By density, at about 303 people per square mile, it ranks 301st in Arkansas. The population moved by about 5 people between 2020 and 2023, a 0.7% shift.

Land, water and location for Oppelo

Oppelo covers about 2.5 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 303 residents per square mile. Little Rock, the largest place in Arkansas, is about 35 miles from Oppelo. Within 50 miles of Oppelo there are 37 larger Census places. By land area it ranks 216th of 500 Arkansas places.

The state rulebook for Oppelo

This table holds the Arkansas rate and licensing rules for consumer loans made to Oppelo's 747 residents.

How a Oppelo personal loan is priced

Most loans made to Oppelo's 747 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Oppelo loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Oppelo loan is knowable in advance — unlike a revolving card balance.

What is available to Oppelo borrowers

At roughly 303 people per square mile, Oppelo is lightly settled; 37 larger places lie within 50 miles. A Arkansas licence lets a lender serve Oppelo without a local office, so branch density does not change what its 747 residents are offered. For a larger market, the closest option is Morrilton, AR about 4 miles away.