Personal loans in Perryton, TX

About 8,219 people live in Perryton, placing it 284th of 1,224 Census places in Texas. Every figure below is Texas's own, applied to Perryton's 8,219 residents, with the publisher and retrieval date attached. Perryton shed about 3.2% of its population between the 2020 base and the 2023 estimate. The closest larger city is Guymon, OK about 43 miles away.

Local context for Perryton

Perryton is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: about 8,219 people live here, which puts Perryton 284th of 1,224 Census places in Texas (Vintage 2023).
• Population trend: Roughly 3.2% fewer residents than the 2020 Census counted.
• Absolute change: 268 residents lost between 2020 and 2023.
• Size percentile: bigger than about 77% of the places in Texas, with 8,219 residents in Perryton.
• Population density: about 1,713 people per square mile across 4.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Perryton covers 4.8 square miles, the 381st-largest area among Texas's 1,224 places.
• State share: roughly 0.0% of Texas's residents live in Perryton (8,219 people).
• Nationally: Perryton is the 3,621st-largest of 19,457 Census places in the dataset.
• Growth rank: Perryton ranks 1,108th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Perryton's 3.2% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Perryton is the 231st most densely settled place in Texas.
• Density vs Texas: Perryton's 1,713 people per square mile compare with a state median of 840.
• Location: coordinates 36.3929, -100.7977 (US Census Bureau Gazetteer).
• Nearest larger cities: Guymon (43 mi); Liberal (46 mi); Pampa (59 mi); Borger (61 mi); Dumas (75 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Booker (15 mi); Spearman (26 mi); Darrouzett (27 mi).
• Within a 50-mile radius: 16 smaller Census places.
• At 100 miles: 7 larger Census places fall inside that radius.

Perryton in state context

Among Texas's 1,224 places, Perryton sits at 284th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Perryton ranks 1,108th of 1,224 in Texas (about the 9th percentile). At about 1,713 people per square mile, Perryton is the 231st most densely settled place in Texas. Within 50 miles sit 16 smaller Census places, alongside the 2 that are larger.

Before you apply in Perryton

A sensible order of operations for a loan in Perryton, home to about 8,219 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Perryton as elsewhere in Texas, the written terms — not the advertisement — are what count for its 8,219 residents.

What shapes a Perryton personal loan

With roughly 8,219 residents, Perryton is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Perryton loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Perryton decides the split between a comfortable payment and the total interest you pay.

How lenders reach Perryton

With about 1,713 residents per square mile, Perryton is moderately settled, and 2 larger Census places sit within 50 miles. Distance to a branch rarely matters for Perryton's 8,219 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Guymon, OK about 43 miles away.

What Texas law requires in Perryton

This table holds the Texas rate and licensing rules for consumer loans made to Perryton's 8,219 residents.