Personal loans in Tyrone, OK

About 717 people live in Tyrone, placing it 258th of 590 Census places in Oklahoma. Two households in Tyrone with comparable incomes can still be offered different rates; the city's 717 residents are not the reason.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Verify the lender's Oklahoma licence against the regulator named below before borrowing in Tyrone. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Tyrone's 717 residents. A 2020-to-2023 comparison shows Tyrone down by about 1.9%. A larger market lies at Liberal, KS about 10 miles away.

Tyrone by the numbers

The figures below are Tyrone's own — Census population, land area and coordinates — followed by the Oklahoma rules.

Tyrone: area, density and distance

Inside Tyrone's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 1,699 residents per square mile. The largest place in Oklahoma, Oklahoma City, lies about 223 miles away. Within 50 miles of Tyrone there are 14 larger Census places. Within the same 50 miles lie 9 smaller Census places.

Lender access in Tyrone

Tyrone is a moderately settled community of about 717 people, with 14 larger places inside a 50-mile radius. Lenders licensed in Oklahoma reach Tyrone's 717 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Liberal, KS about 10 miles away.

What Oklahoma law requires in Tyrone

Oklahoma has no separate rate rule for Tyrone; the sourced rows below are what reach every lender that serves its 717 people.

RuleDetailSource
State lending regulatorOklahoma Department of Consumer Credit (OKDOCC)
Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma."
Oklahoma Department of Consumer Credit
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law.
Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266).
Oklahoma State Courts Network (Oklahoma Statutes, OSCN)
as of 2026-09-16
Payday lending statusProhibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated.
Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1).
Oklahoma State Courts Network (Oklahoma Statutes, OSCN)
as of 2026-09-16

Tyrone's place among Oklahoma's 590 places

Tyrone is the 258th-largest of 590 Census places in Oklahoma and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 499th of 590 Oklahoma places, putting it near the 15th percentile for growth. Its roughly 1,699 residents per square mile place it 19th among Oklahoma's places. Between 2020 and 2023 the count changed by roughly 14 residents.

A pre-application checklist for Tyrone

Before you hand your details to a lender in Tyrone, where the population is near 717:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Look the lender up in the Oklahoma regulator's licence records before you sign.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Write down the purpose of the loan and your repayment plan before you apply.

The process is identical across Oklahoma; what changes is your credit file, not the fact that Tyrone holds 717 people.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Tyrone if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Tyrone is the same as anywhere in Oklahoma.
What loan size can I expect in Tyrone?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Tyrone?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Tyrone cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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