Personal loans in Tyrone, OK
About 717 people live in Tyrone, placing it 258th of 590 Census places in Oklahoma. Two households in Tyrone with comparable incomes can still be offered different rates; the city's 717 residents are not the reason.
Verify the lender's Oklahoma licence against the regulator named below before borrowing in Tyrone. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Tyrone's 717 residents. A 2020-to-2023 comparison shows Tyrone down by about 1.9%. A larger market lies at Liberal, KS about 10 miles away.
Tyrone by the numbers
The figures below are Tyrone's own — Census population, land area and coordinates — followed by the Oklahoma rules.
- Population: about 717, ranked 258th of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 14 residents.
- Size percentile: roughly 56% of Oklahoma places rank below Tyrone.
- Population density: about 1,699 people per square mile (Census land area 0.4 sq mi).
- Land area: Tyrone covers 0.4 square miles, the 455th-largest area among Oklahoma's 590 places.
- State population share: Tyrone accounts for about 0.0% of everyone in Oklahoma.
- National rank: Tyrone sits 11,700th by population among the 19,457 places in this dataset.
- Growth rank: Tyrone ranks 499th among Oklahoma's 590 places for the 2020-to-2023 change.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Tyrone's 1.9%.
- Density rank: Tyrone is the 19th most densely settled place in Oklahoma.
- Density in context: Tyrone's 1,699 people per square mile sit against a Oklahoma median of 546.
- Location: latitude 36.9557, longitude -101.0680 (Census Gazetteer).
- Nearest larger cities: Liberal (10 mi); Hooker (10 mi); Hugoton (21 mi); Guymon (29 mi); Beaver (32 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Optima (21 mi); Hardesty (25 mi); Kismet (27 mi).
- Smaller places within 50 miles: 9 of them.
- At 100 miles: 44 larger Census places fall inside that radius.
Tyrone: area, density and distance
Inside Tyrone's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 1,699 residents per square mile. The largest place in Oklahoma, Oklahoma City, lies about 223 miles away. Within 50 miles of Tyrone there are 14 larger Census places. Within the same 50 miles lie 9 smaller Census places.
Lender access in Tyrone
Tyrone is a moderately settled community of about 717 people, with 14 larger places inside a 50-mile radius. Lenders licensed in Oklahoma reach Tyrone's 717 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Liberal, KS about 10 miles away.
What Oklahoma law requires in Tyrone
Oklahoma has no separate rate rule for Tyrone; the sourced rows below are what reach every lender that serves its 717 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Tyrone's place among Oklahoma's 590 places
Tyrone is the 258th-largest of 590 Census places in Oklahoma and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 499th of 590 Oklahoma places, putting it near the 15th percentile for growth. Its roughly 1,699 residents per square mile place it 19th among Oklahoma's places. Between 2020 and 2023 the count changed by roughly 14 residents.
A pre-application checklist for Tyrone
Before you hand your details to a lender in Tyrone, where the population is near 717:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Oklahoma regulator's licence records before you sign.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Oklahoma; what changes is your credit file, not the fact that Tyrone holds 717 people.
Common questions
What are my options in Tyrone if my credit is poor?
What loan size can I expect in Tyrone?
Do I have to pledge anything to borrow in Tyrone?
Does comparing loans in Tyrone cost me credit score points?
Nearby places
- Liberal, KS — population 18,999
- Hooker, OK — population 1,715
- Optima, OK — population 322
- Hugoton, KS — population 3,613
- Hardesty, OK — population 197
- Moscow, KS — population 260
- Kismet, KS — population 332
- Guymon, OK — population 12,287