Personal loans in Penns Grove, NJ

Rate-shopping from Penns Grove costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Penns Grove ranks 198th of 323 places in New Jersey, with a population near 4,865. A single loan can carry different costs on either side of a state line, and Penns Grove sits on the New Jersey side of that line. Population in Penns Grove climbed about 0.5% over the three years from 2020 to 2023. A larger market lies at Wilmington, DE about 3 miles away.

The Penns Grove data picture

What follows is Penns Grove's place in the Census record, alongside the New Jersey rules that govern a personal loan made here.

• Population: about 4,865, ranked 198th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 0.5% since the 2020 count.
• People gained or lost: about 25 more since the 2020 base.
• Size percentile: bigger than about 39% of the places in New Jersey, with 4,865 residents in Penns Grove.
• Density: roughly 5,448 residents per square mile, spread over 0.9 sq mi of land.
• Land area: Penns Grove covers 0.9 square miles, the 265th-largest area among New Jersey's 323 places.
• Within New Jersey: about 0.1% of the state's population lives in Penns Grove.
• Nationally: Penns Grove is the 4,909th-largest of 19,457 Census places in the dataset.
• Growth in New Jersey: Penns Grove stands 105th by percentage change from 2020 to 2023, among 323 places.
• Versus New Jersey: the state average change is +0.3%, while Penns Grove moved 0.5%.
• Density rank: Penns Grove is the 85th most densely settled place in New Jersey.
• Against the state median: Penns Grove runs about 5,448 residents per square mile, where the New Jersey median is 3,448.
• Location: it lies at 39.7277, -75.4690 in the Census Gazetteer.
• Nearest larger cities: Wilmington (3 mi); New Castle (7 mi); Elsmere (7 mi); Chester (10 mi); Brookhaven (11 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Bellefonte (3 mi); Ardencroft (5 mi); Ardentown (6 mi).
• Smaller neighbours: 139 places smaller than Penns Grove sit within 50 miles.
• Larger places within 100 miles: 252.

Where Penns Grove sits

Penns Grove covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 5,448 people per square mile. For the state's biggest city, Newark, the distance is roughly 97 miles. A 50-mile radius around Penns Grove takes in 84 places that are larger. By land area it ranks 265th of 323 New Jersey places.

How personal loans work in Penns Grove

Penns Grove is a small community of about 4,865 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Penns Grove's rank of 198th in New Jersey: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Penns Grove loan is knowable in advance — unlike a revolving card balance.

How New Jersey law applies in Penns Grove

For the roughly 4,865 residents of Penns Grove, the rules below are New Jersey's own; each row carries its publisher and retrieval date.

Penns Grove in state context

Set beside New Jersey's 323 places, Penns Grove ranks 198th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 105th of 323 New Jersey places, putting it near the 67th percentile for growth. At about 5,448 people per square mile, Penns Grove is the 85th most densely settled place in New Jersey. Between 2020 and 2023 the count changed by roughly 25 residents.

What is available to Penns Grove borrowers

At roughly 5,448 people per square mile, Penns Grove is densely built; 84 larger places lie within 50 miles. A New Jersey licence lets a lender serve Penns Grove without a local office, so branch density does not change what its 4,865 residents are offered. The nearest bigger place is Wilmington, DE about 3 miles away.