Personal loans in Ardencroft, DE

Compare APR, not the interest rate, because the APR folds in most fees on a Ardencroft loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Ardencroft's 229 residents. Census figures put the 2020-to-2023 increase in Ardencroft at about 0.9%. The next larger city is Ardentown, DE about 0 miles away.

The Ardencroft data picture

The figures below are Ardencroft's own — Census population, land area and coordinates — followed by the Delaware rules.

• Population: an estimated 229 residents, 49th of 57 places in Delaware (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.9% more residents than the 2020 Census counted.
• Absolute change: 2 residents added between 2020 and 2023.
• Size percentile: about 14% of Delaware's Census places are smaller than Ardencroft.
• Land and density: 0.1 square miles of land carry roughly 2,573 residents per square mile.
• Land area: Ardencroft covers 0.1 square miles, the 55th-largest area among Delaware's 57 places.
• State share: roughly 0.1% of Delaware's residents live in Ardencroft (229 people).
• National standing: Ardencroft ranks 16,027th of 19,457 US places.
• Growth rank: Ardencroft ranks 49th among Delaware's 57 places for the 2020-to-2023 change.
• State comparison: Delaware's places average +6.8% for 2020-to-2023, against Ardencroft's 0.9%.
• Density rank: Ardencroft is the 6th most densely settled place in Delaware.
• Density in context: Ardencroft's 2,573 people per square mile sit against a Delaware median of 1,284.
• Location: mapped by the US Census Bureau at 39.8056, -75.4862.
• Nearest larger cities: Ardentown (0 mi); Arden (0 mi); Bellefonte (3 mi); Marcus Hook (4 mi); Trainer (5 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Tavistock (25 mi); New Morgan (34 mi); Leipsic (39 mi).
• Within a 50-mile radius: 9 smaller Census places.
• Within 100 miles: 688 places are larger than Ardencroft.

Delaware consumer-lending rules applied in Ardencroft

Read the table as a lender's compliance picture for Ardencroft: the rule, the sourced figure, the publisher and the date.

Land, water and location for Ardencroft

Ardencroft's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 2,573 people per square mile. For the state's biggest city, Wilmington, the distance is roughly 5 miles. Counting outward 50 miles, 219 larger communities surround Ardencroft. Within the same 50 miles lie 9 smaller Census places.

Where Ardencroft sits in Delaware

Against Delaware's other places, Ardencroft accounts for about 0.1% of the state's population and ranks 49th of 57 by size. On the 2020-to-2023 trend, Ardencroft stands 49th among Delaware's 57 places — roughly the 14th percentile. Its roughly 2,573 residents per square mile place it 6th among Delaware's places. Within 50 miles sit 9 smaller Census places, alongside the 219 that are larger.

How personal loans work in Ardencroft

In Ardencroft, a small community of about 229, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Ardencroft loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Ardencroft loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lender access in Ardencroft

With about 2,573 residents per square mile, Ardencroft is fairly dense, and 219 larger Census places sit within 50 miles. Distance to a branch rarely matters for Ardencroft's 229 residents: the application is online and the price follows your credit file. The nearest bigger place is Ardentown, DE about 0 miles away.