Personal loans in Penitas, TX

The nearest larger metro is Palmview, TX about 4 miles away. The trend for Penitas between 2020 and 2023 is downward by roughly 2.1%. A lender that serves Penitas operates under Texas lending statutes and a Texas supervisor. Read the disclosure for an origination fee and any prepayment penalty before signing in Penitas.

What the Census records for Penitas

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: 6,331 — Penitas ranks 326th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.1% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 134 fewer since the 2020 base.
• Size percentile: bigger than about 73% of the places in Texas, with 6,331 residents in Penitas.
• Population density: 676 people per square mile on 9.4 square miles of land.
• Land area: Penitas covers 9.4 square miles, the 224th-largest area among Texas's 1,224 places.
• Water area rank: Penitas ranks 326th among Texas's 1,224 places, with 0.04 sq mi.
• State share: roughly 0.0% of Texas's residents live in Penitas (6,331 people).
• National rank: Penitas sits 4,237th by population among the 19,457 places in this dataset.
• Growth rank: Penitas's 2020-to-2023 change ranks 1,048th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Penitas's 2.1%.
• Density rank: Penitas places 743rd among Texas's places by people per square mile.
• Density in context: Penitas's 676 people per square mile sit against a Texas median of 840.
• Location: mapped by the US Census Bureau at 26.2583, -98.4386.
• Nearest larger cities: Palmview (4 mi); Mission (8 mi); Alton (8 mi); McAllen (12 mi); Hidalgo (16 mi). Larger metros often have more branches, but online lenders reach Penitas on the same terms.
• Smaller communities close by: La Joya (2 mi); Sullivan City (8 mi); Palmhurst (9 mi), each with its own Census population profile.
• Smaller places within 50 miles: 17 of them.
• Within 100 miles: 21 places are larger than Penitas.

What a Penitas borrower is actually offered

A Penitas personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 6,331 residents. Federal Truth in Lending rules require a Penitas lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Penitas loan is knowable in advance — unlike a revolving card balance.

The Texas lending rules that reach Penitas

This table holds the Texas rate and licensing rules for consumer loans made to Penitas's 6,331 residents.

The geography behind Penitas

Penitas's land area is about 9.4 square miles; a further 0.04 square miles is water. With 6,331 residents, the land area yields roughly 676 people per square mile. Houston, the largest place in Texas, is about 307 miles from Penitas. Penitas has 17 larger places within a 50-mile radius. The 100-mile radius contains 21 larger places.

Getting a loan in Penitas

At roughly 676 people per square mile, Penitas is moderately settled; 17 larger places lie within 50 miles. Whether Penitas has a local branch or not, a Texas-licensed lender can serve its 6,331 people online on the same terms. The nearest larger city, Palmview, TX about 4 miles away.

Penitas's place among Texas's 1,224 places

Penitas is the 326th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Penitas stands 1,048th among Texas's 1,224 places — roughly the 14th percentile. By density, at about 676 people per square mile, it ranks 743rd in Texas. By land area, its 9.4 square miles rank 224th of 1,224 places in Texas.