Personal loans in Granjeno, TX

The Census counts 288 people in Granjeno, the 1,096th-largest figure among Texas's 1,224 places. The next larger city is Hidalgo, TX about 4 miles away. Rate ceilings, licensing requirements and product limits for Granjeno are all set at the Texas level. For a community of about 288, the practical step is to compare APR across at least three lenders before committing.

Granjeno: the sourced local profile

Two layers matter for a Granjeno borrower: the local population picture and Texas's consumer-lending statutes.

• Population: 288 — Granjeno ranks 1,096th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.7% more residents than the 2020 Census counted.
• People gained or lost: about 2 more since the 2020 base.
• Size percentile: about 10% of Texas communities are smaller than Granjeno (288 residents).
• Density: the Census land area of 0.3 sq mi holds about 947 people per square mile.
• By land area: Granjeno ranks 1,201st among Texas's 1,224 places, at 0.3 sq mi.
• State population share: Granjeno accounts for about 0.0% of everyone in Texas.
• National standing: Granjeno ranks 15,245th of 19,457 US places.
• Growth in Texas: Granjeno stands 789th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Granjeno moved 0.7%.
• Density in Texas: Granjeno ranks 545th by people per square mile.
• Density in context: Granjeno's 947 people per square mile sit against a Texas median of 840.
• Location: 26.1371, -98.3034 (US Census Bureau Gazetteer).
• Nearest larger cities: Hidalgo (4 mi); Mission (5 mi); Pharr (7 mi); McAllen (7 mi); Palmview (8 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Progreso Lakes (22 mi); Petronila (114 mi).
• Within a 50-mile radius: 1 smaller Census places.
• Larger places within 100 miles: 47.

The anatomy of a Granjeno personal loan

Granjeno is a small community of about 288 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Granjeno lender to disclose the APR and finance charge before you sign. Shortening the term on a Granjeno loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Granjeno on the map

Granjeno covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 947 residents per square mile. The largest place in Texas, Houston, lies about 308 miles away. A 50-mile radius around Granjeno takes in 38 places that are larger. The 100-mile radius contains 47 larger places.

Granjeno against the rest of Texas

Among Texas's 1,224 places, Granjeno sits at 1,096th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Granjeno ranks 789th of 1,224 in Texas (about the 36th percentile). Its roughly 947 residents per square mile place it 545th among Texas's places. Between 2020 and 2023 the count changed by roughly 2 residents.

What is available to Granjeno borrowers

At roughly 947 people per square mile, Granjeno is moderately settled; 38 larger places lie within 50 miles. Whether Granjeno has a local branch or not, a Texas-licensed lender can serve its 288 people online on the same terms. The nearest bigger place is Hidalgo, TX about 4 miles away.

The Texas lending rules that reach Granjeno

These are Texas's sourced lending facts as they reach Granjeno's 288 residents; the state has no city-level rate rule.