Personal loans in Pelham, GA

Begin with the payment, then weigh APR and total interest across the lenders that reach Pelham's 3,432 residents. An estimated 3,432 people make their home in Pelham, a figure that ranks 184th in Georgia. Rate ceilings, licensing requirements and product limits for Pelham are all set at the Georgia level. Pelham lost roughly 2.1% of its population across the 2020-to-2023 comparison. The nearest larger metro is Camilla, GA about 8 miles away.

Pelham by the numbers

The figures below are Pelham's own — Census population, land area and coordinates — followed by the Georgia rules.

• Population: the Census counts 3,432 residents in Pelham (Vintage 2023 subcounty estimate), the 184th-largest figure among Georgia's 536 places.
• Population trend: A drop of about 2.1% from 2020 to 2023.
• Net change: roughly 75 fewer people than the 2020 Census counted.
• Size percentile: with 3,432 residents, Pelham is larger than about 66% of Georgia's Census places.
• Population density: about 842 people per square mile across 4.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Pelham ranks 211th among Georgia's 536 places, at 4.1 sq mi.
• Share of Georgia: Pelham holds about 0.1% of the state's population, some 3,432 people.
• Nationally: Pelham is the 5,881st-largest of 19,457 Census places in the dataset.
• Growth rank: Pelham's 2020-to-2023 change ranks 449th of 536 places in Georgia.
• Versus Georgia: the state average change is +3.4%, while Pelham moved 2.1%.
• Density rank: Pelham is the 163rd most densely settled place in Georgia.
• Against the state median: Pelham runs about 842 residents per square mile, where the Georgia median is 536.
• Location: it lies at 31.1266, -84.1515 in the Census Gazetteer.
• Nearest larger cities: Camilla (8 mi); Cairo (17 mi); Moultrie (22 mi); Thomasville (22 mi); Bainbridge (29 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Meigs (5 mi); Ochlocknee (12 mi); Sale City (12 mi), each with its own Census population profile.
• Within a 50-mile radius: 40 smaller Census places.
• Within 100 miles: 41 places are larger than Pelham.

The geography behind Pelham

Pelham covers about 4.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 842 people per square mile. Atlanta, the largest place in Georgia, is about 183 miles from Pelham. Pelham has 18 larger places within a 50-mile radius. By land area it ranks 211th of 536 Georgia places.

The anatomy of a Pelham personal loan

A Pelham personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,432 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Pelham. Shortening the term on a Pelham loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Pelham sits in Georgia

Among Georgia's 536 places, Pelham sits at 184th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 449th of 536 Georgia places, putting it near the 16th percentile for growth. By density, at about 842 people per square mile, it ranks 163rd in Georgia. In land area, Pelham ranks 211th among Georgia's 536 places.

The Georgia lending rules that reach Pelham

These are Georgia's sourced lending facts as they reach Pelham's 3,432 residents; the state has no city-level rate rule.

Borrowing reach in Pelham

With about 842 residents per square mile, Pelham is moderately settled, and 18 larger Census places sit within 50 miles. A Georgia licence lets a lender serve Pelham without a local office, so branch density does not change what its 3,432 residents are offered. The nearest larger city, Camilla, GA about 8 miles away.