Personal loans in Camilla, GA

From the 2020 Census base to the 2023 estimate, the population declined by about 2.0%. Camilla is a small town of about 5,089 residents, and a personal loan taken out here is governed by Georgia statute.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Camilla ranks 139th of 536 places in Georgia, with a population near 5,089. The closest larger city is Albany, GA about 24 miles away. A lender that serves Camilla operates under Georgia lending statutes and a Georgia supervisor. Decide the purpose of the loan and your repayment plan before sharing any details with a Camilla lender.

The Camilla data picture

Camilla is a small town; the notes below cover its population profile and the statewide rules that apply.

Camilla's place among Georgia's 536 places

Set beside Georgia's 536 places, Camilla ranks 139th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Camilla ranks 445th of 536 in Georgia (about the 17th percentile). Its roughly 771 residents per square mile place it 180th among Georgia's places. Between 2020 and 2023 the count changed by roughly 103 residents.

Borrowing reach in Camilla

With about 771 residents per square mile, Camilla is moderately settled, and 9 larger Census places sit within 50 miles. A Georgia licence lets a lender serve Camilla without a local office, so branch density does not change what its 5,089 residents are offered. The nearest larger city, Albany, GA about 24 miles away.

Which Georgia laws govern a loan in Camilla

When Georgia does not publish a figure, the row links to the source instead of inventing a number; Camilla is bound by the same rules.

RuleDetailSource
State lending regulatorGeorgia Department of Banking and Finance (DBF)
Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters".
Georgia Department of Banking and Finance
as of 2026-09-16
Small-loan / installment lender licensingInstallment lender license required for loans of $3,000 or less
Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender".
Georgia Department of Banking and Finance
as of 2026-09-16
Installment Loan Act rate cap10% per annum of the face amount of the contract (licensed installment loans)
Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract".
Georgia Department of Banking and Finance
as of 2026-09-16

Camilla on the map

The Census Gazetteer records 6.6 square miles of land and 0.01 square miles of water within Camilla. Spread across it are roughly 771 residents per square mile. The state's population centre of gravity, Atlanta, is roughly 175 miles away. Within 50 miles of Camilla there are 9 larger Census places. By land area it ranks 145th of 536 Georgia places.

How a Camilla personal loan is priced

With roughly 5,089 residents, Camilla is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Camilla. Because the payment is fixed, the total cost of a Camilla loan is knowable in advance — unlike a revolving card balance.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Camilla if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Camilla is the same as anywhere in Georgia.
What loan size can I expect in Camilla?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Camilla?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Camilla cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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