Personal loans in Patch Grove, WI

For the 199 people in Patch Grove, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Patch Grove ranks 575th of 605 places in Wisconsin, with a population near 199. Judge Patch Grove offers on total cost, not on how quickly the money arrives. Patch Grove lost roughly 0.5% of its population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Bloomington, WI about 4 miles away.

The Patch Grove data picture

What follows is Patch Grove's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: 199 residents; Patch Grove is the 575th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.5%.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: bigger than about 5% of the places in Wisconsin, with 199 residents in Patch Grove.
• Population density: about 525 people per square mile (Census land area 0.4 sq mi).
• By land area: Patch Grove ranks 592nd among Wisconsin's 605 places, at 0.4 sq mi.
• State population share: Patch Grove accounts for about 0.0% of everyone in Wisconsin.
• National rank: Patch Grove is the 16,511th most populous of the 19,457 Census places covered here.
• Growth rank: Patch Grove's 2020-to-2023 change ranks 334th of 605 places in Wisconsin.
• Versus Wisconsin: the state average change is +0.4%, while Patch Grove moved 0.5%.
• Density rank: Patch Grove is the 412th most densely settled place in Wisconsin.
• Density in context: Patch Grove's 525 people per square mile sit against a Wisconsin median of 800.
• Location: it lies at 42.9403, -90.9723 in the Census Gazetteer.
• Nearest larger cities: Bloomington (4 mi); Mount Hope (6 mi); Bagley (7 mi); Wauzeka (11 mi); Prairie du Chien (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Clayton (9 mi); Woodman (14 mi); Osterdock (17 mi).
• Within a 50-mile radius: 33 smaller Census places.
• Within 100 miles: 425 places are larger than Patch Grove.

The state rulebook for Patch Grove

The rows below set out what a licensed lender must follow in Wisconsin, and so for Patch Grove's roughly 199 residents.

Steps to take before a Patch Grove loan

For Patch Grove's roughly 199 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Wisconsin regulator's records to confirm the lender is licensed here.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Patch Grove and the rest of Wisconsin is not the process but the borrower's own file, among the 199 people here.

How a Patch Grove personal loan is priced

Patch Grove is a small community of about 199 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Patch Grove lender to disclose the APR and finance charge before you sign. Shortening the term on a Patch Grove loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Patch Grove on the map

Inside Patch Grove's boundaries lie about 0.4 square miles of land, with no significant water area recorded. That land carries about 525 people per square mile. Milwaukee, the largest place in Wisconsin, is about 152 miles from Patch Grove. Within 50 miles of Patch Grove there are 97 larger Census places. The 100-mile radius contains 425 larger places.

Patch Grove against the rest of Wisconsin

Against Wisconsin's other places, Patch Grove accounts for about 0.0% of the state's population and ranks 575th of 605 by size. For population change between 2020 and 2023, Patch Grove ranks 334th of 605 in Wisconsin (about the 45th percentile). At about 525 people per square mile, Patch Grove is the 412th most densely settled place in Wisconsin. By land area, its 0.4 square miles rank 592nd of 605 places in Wisconsin.