Personal loans in Clayton, IA

With an estimated 46 residents, Clayton is the 901st-largest of 940 places in Iowa. Judge Clayton offers on total cost, not on how quickly the money arrives. Clayton's population held flat through the 2020-to-2023 comparison. The nearest larger city is Bagley, WI about 3 miles away.

The Clayton data picture

Clayton is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 46, ranked 901st of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is under a tenth of a percent.
• Size percentile: bigger than about 4% of the places in Iowa, with 46 residents in Clayton.
• Density: the Census land area of 0.5 sq mi holds about 89 people per square mile.
• Land area rank: Clayton's 0.5 square miles rank 645th of 940 places in Iowa.
• Share of state population: Clayton's 46 residents are about 0.0% of Iowa.
• Nationally: Clayton is the 19,025th-largest of 19,457 Census places in the dataset.
• Growth rank: Clayton ranks 277th among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Clayton's 0.0% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Clayton places 911th among Iowa's places by people per square mile.
• Density in context: Clayton's 89 people per square mile sit against a Iowa median of 672.
• Location: the Census Gazetteer records it at 42.9023, -91.1493.
• Nearest larger cities: Bagley (3 mi); Garnavillo (5 mi); Guttenberg (8 mi); McGregor (9 mi); Patch Grove (9 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Osterdock (12 mi); Elkport (13 mi); Bankston (29 mi).
• Within a 50-mile radius: 5 smaller Census places.
• Within 100 miles: 503 places are larger than Clayton.

The anatomy of a Clayton personal loan

Clayton is a small community of about 46 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Clayton's 46 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Clayton decides the split between a comfortable payment and the total interest you pay.

Clayton against the rest of Iowa

Among Iowa's 940 places, Clayton sits at 901st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Clayton ranks 277th of 940 in Iowa (about the 71th percentile). At about 89 people per square mile, Clayton is the 911th most densely settled place in Iowa. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.

Clayton on the map

Clayton's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 89 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 156 miles away. A 50-mile radius around Clayton takes in 130 places that are larger. By land area it ranks 645th of 940 Iowa places.

The Iowa lending rules that reach Clayton

Below are the Iowa rules that apply to a loan made in Clayton, each with the regulator that issued it.

How lenders reach Clayton

With about 89 residents per square mile, Clayton is sparsely settled, and 130 larger Census places sit within 50 miles. Whether Clayton has a local branch or not, a Iowa-licensed lender can serve its 46 people online on the same terms. The nearest larger city, Bagley, WI about 3 miles away.