Personal loans in Pasadena, TX
Pasadena shed about 3.4% of its population between the 2020 base and the 2023 estimate. Pasadena is home to roughly 146,716 people and stands 22nd by size out of 1,224 Census places in Texas.
For a borrower among the roughly 146,716 residents of Pasadena, a personal loan is a tool whose cost turns on the terms, not the address. Price two or three terms so you can see which payment is truly affordable in Pasadena. Every figure below is Texas's own, applied to Pasadena's 146,716 residents, with the publisher and retrieval date attached. Borrowers who want a bigger city can look to Houston, TX about 17 miles away.
Where Pasadena stands
Most of what governs a Pasadena loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 146,716, 22nd among Texas's 1,224 places (Vintage 2023).
- Population trend: Roughly 3.4% fewer residents than the 2020 Census counted.
- People gained or lost: about 5,181 fewer since the 2020 base.
- Size percentile: Pasadena's 146,716 people outrank roughly 98% of the places in Texas.
- Land and density: 43.7 square miles of land carry roughly 3,358 residents per square mile.
- Land area: Pasadena covers 43.7 square miles, the 49th-largest area among Texas's 1,224 places.
- Water area: Pasadena has 1.06 square miles of water, ranking 65th of 1,224 places in Texas.
- Share of Texas: Pasadena holds about 0.7% of the state's population, some 146,716 people.
- National rank: Pasadena is the 180th most populous of the 19,457 Census places covered here.
- Growth in Texas: Pasadena stands 1,125th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Pasadena's 3.4% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Pasadena ranks 54th by people per square mile.
- Density in context: Pasadena's 3,358 people per square mile sit against a Texas median of 840.
- Location: 29.6550, -95.1511 (US Census Bureau Gazetteer).
- Nearest larger cities: Houston (17 mi). Online lenders reach Pasadena no matter how far the nearest branch is.
- Smaller communities close by: Deer Park (3 mi); South Houston (5 mi); La Porte (6 mi), each with its own Census population profile.
- Smaller neighbours: 101 places smaller than Pasadena sit within 50 miles.
- Larger places within 100 miles: 1.
Pasadena against the rest of Texas
Pasadena is the 22nd-largest of 1,224 Census places in Texas and contains about 0.7% of the state's people. Its 2020-to-2023 change ranks 1,125th of 1,224 Texas places, putting it near the 8th percentile for growth. By density, at about 3,358 people per square mile, it ranks 54th in Texas. By land area, its 43.7 square miles rank 49th of 1,224 places in Texas.
Where Pasadena sits
Pasadena covers about 43.7 square miles of land, with 1.06 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 3,358 residents per square mile. The largest place in Texas, Houston, lies about 17 miles away. Pasadena has 1 larger places within a 50-mile radius. Within the same 50 miles lie 101 smaller Census places.
Borrowing reach in Pasadena
At roughly 3,358 people per square mile, Pasadena is fairly dense; 1 larger places lie within 50 miles. Distance to a branch rarely matters for Pasadena's 146,716 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Houston, TX about 17 miles away.
Texas rules behind a Pasadena personal loan
Texas has no separate rate rule for Pasadena; the sourced rows below are what reach every lender that serves its 146,716 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
A practical checklist for Pasadena borrowers
These steps shape the offer you get in Pasadena, a place of about 146,716 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Texas licence with the regulator listed on this page.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
None of these steps is Pasadena-specific: the same Texas licensing and disclosure rules reach all 146,716 residents.
Common questions
What are my options in Pasadena if my credit is poor?
What loan size can I expect in Pasadena?
Do I have to pledge anything to borrow in Pasadena?
Does comparing loans in Pasadena cost me credit score points?
Nearby places
- Deer Park, TX — population 33,176
- South Houston, TX — population 15,808
- La Porte, TX — population 36,991
- Galena Park, TX — population 10,271
- Taylor Lake Village, TX — population 3,713
- Nassau Bay, TX — population 5,113
- Webster, TX — population 12,182
- El Lago, TX — population 2,945