Personal loans in Parrish, AL
Parrish is one of 462 Census places in Alabama; its 970 residents put it at 262nd. A lender serving Parrish holds a Alabama licence and answers to a Alabama regulator; no city office is involved for its 970 residents.
Parrish shed about 1.4% of its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Parrish lender. State law, not city hall, decides what a lender may do to Parrish's roughly 970 residents, and a state regulator supervises it. The nearest larger city is Cordova, AL about 5 miles away.
Local context for Parrish
Set out below is Parrish's local context next to the state-level rules that reach every lender here.
- Population: 970 residents; Parrish is the 262nd-largest of 462 places in Alabama (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.4% between 2020 and 2023.
- Net change: roughly 14 fewer people than the 2020 Census counted.
- Size percentile: roughly 43% of Alabama places rank below Parrish.
- Population density: about 463 people per square mile (Census land area 2.1 sq mi).
- By land area: Parrish ranks 361st among Alabama's 462 places, at 2.1 sq mi.
- State population share: Parrish accounts for about 0.0% of everyone in Alabama.
- National rank: Parrish is the 10,349th most populous of the 19,457 Census places covered here.
- Growth rank: Parrish's 2020-to-2023 change ranks 303rd of 462 places in Alabama.
- State comparison: Alabama's places average +1.0% for 2020-to-2023, against Parrish's 1.4%.
- Density rank: Parrish places 124th among Alabama's places by people per square mile.
- Density in context: Parrish's 463 people per square mile sit against a Alabama median of 259.
- Location: the Census Gazetteer records it at 33.7323, -87.2801.
- Nearest larger cities: Cordova (5 mi); Jasper (8 mi); Dora (11 mi); Sumiton (13 mi); Carbon Hill (18 mi). Larger metros often have more branches, but online lenders reach Parrish on the same terms.
- Smaller places close by: Oakman (6 mi); Sipsey (13 mi); West Jefferson (14 mi).
- Within a 50-mile radius: 35 smaller Census places.
- Within 100 miles: 187 places are larger than Parrish.
How lenders reach Parrish
With about 463 residents per square mile, Parrish is lightly settled, and 77 larger Census places sit within 50 miles. What is available to Parrish's 970 borrowers is set by Alabama licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Cordova, AL about 5 miles away.
Parrish against the rest of Alabama
Among Alabama's 462 places, Parrish sits at 262nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Parrish stands 303rd among Alabama's 462 places — roughly the 34th percentile. Its roughly 463 residents per square mile place it 124th among Alabama's places. Within 50 miles sit 35 smaller Census places, alongside the 77 that are larger.
Parrish on the map
The Census Gazetteer records about 2.1 square miles of land within Parrish, with no significant water area listed. The resulting density is about 463 people per square mile. For the state's biggest city, Huntsville, the distance is roughly 75 miles. Parrish has 77 larger places within a 50-mile radius. Within the same 50 miles lie 35 smaller Census places.
Inside a Parrish personal loan
In Parrish, a small community of about 970, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Parrish lender to disclose the APR and finance charge before you sign. The term you choose in Parrish decides the split between a comfortable payment and the total interest you pay.
What Alabama law requires in Parrish
The rows below set out what a licensed lender must follow in Alabama, and so for Parrish's roughly 970 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Payday lending status | Permitted — deferred presentment services licensed by the supervisor; maximum advance $500; maximum fee 17.5% of amount advanced Source says: "a maximum fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced"; "The maximum amount that may be advanced in any deferred presentment transaction is five hundred dollars ($500)". | Alabama State Banking Department — Deferred Presentment Services Act (Code of Alabama §§ 5-18A-1 et seq.) as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
Common questions
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Nearby places
- Cordova, AL — population 1,672
- Oakman, AL — population 751
- Jasper, AL — population 14,448
- Dora, AL — population 2,255
- Sipsey, AL — population 352
- Sumiton, AL — population 2,528
- West Jefferson, AL — population 466
- Carbon Hill, AL — population 1,731