Personal loans in Jasper, AL

If debt is already a strain, a nonprofit credit counsellor can help Jasper residents before they take on more. Jasper shed about 0.9% of its population between the 2020 base and the 2023 estimate. Rate ceilings, licensing requirements and product limits for Jasper are all set at the Alabama level. The closest larger city is Gardendale, AL about 29 miles away.

The Jasper data picture

Here is the sourced Census picture for Jasper, plus the Alabama lending rules that apply to a loan taken out here.

• Population: a Census-estimated 14,448, 52nd among Alabama's 462 places (Vintage 2023).
• Population trend: Lower by roughly 0.9% since the 2020 count.
• People gained or lost: about 137 fewer since the 2020 base.
• Size percentile: roughly 89% of Alabama places rank below Jasper.
• Population density: about 491 people per square mile (Census land area 29.4 sq mi).
• By land area: Jasper ranks 35th among Alabama's 462 places, at 29.4 sq mi.
• Water: Jasper holds about 0.33 square miles, the 44th-largest water area in Alabama.
• Share of Alabama: Jasper holds about 0.5% of the state's population, some 14,448 people.
• National standing: Jasper ranks 2,426th of 19,457 US places.
• Growth in Alabama: Jasper stands 285th by percentage change from 2020 to 2023, among 462 places.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Jasper's 0.9%.
• Density rank: Jasper is the 114th most densely settled place in Alabama.
• Density in context: Jasper's 491 people per square mile sit against a Alabama median of 259.
• Location: the Census Gazetteer records it at 33.8511, -87.2683.
• Nearest larger cities: Gardendale (29 mi); Cullman (33 mi); Hueytown (34 mi); Birmingham (35 mi); Center Point (36 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Cordova (7 mi); Parrish (8 mi); Sipsey (11 mi).
• Smaller neighbours: 93 places smaller than Jasper sit within 50 miles.
• Within 100 miles: 37 places are larger than Jasper.

Land, water and location for Jasper

Inside Jasper's boundaries lie roughly 29.4 square miles of land and 0.33 square miles of water. With 14,448 residents, the land area yields roughly 491 people per square mile. The state's population centre of gravity, Huntsville, is roughly 68 miles away. Within 50 miles of Jasper there are 16 larger Census places. By land area it ranks 35th of 462 Alabama places.

How a Jasper personal loan is priced

In Jasper, a small town of about 14,448, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Jasper's 14,448 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Jasper loan is knowable in advance — unlike a revolving card balance.

Jasper in state context

Against Alabama's other places, Jasper accounts for about 0.5% of the state's population and ranks 52nd of 462 by size. On the 2020-to-2023 trend, Jasper stands 285th among Alabama's 462 places — roughly the 38th percentile. Its roughly 491 residents per square mile place it 114th among Alabama's places. Between 2020 and 2023 the count changed by roughly 137 residents.

Alabama consumer-lending rules applied in Jasper

Read the table as a lender's compliance picture for Jasper: the rule, the sourced figure, the publisher and the date.

What is available to Jasper borrowers

Jasper is a lightly settled community of about 14,448 people, with 16 larger places inside a 50-mile radius. Whether Jasper has a local branch or not, a Alabama-licensed lender can serve its 14,448 people online on the same terms. The nearest larger city, Gardendale, AL about 29 miles away.