Personal loans in Parkesburg, PA
The roughly 3,928 people who live in Parkesburg borrow under Pennsylvania rules; city hall sets no personal-loan rate. Parkesburg is home to roughly 3,928 people and stands 258th by size out of 1,013 Census places in Pennsylvania.
The trend for Parkesburg between 2020 and 2023 is upward by roughly 1.7%. Lenders active in Parkesburg report to a Pennsylvania supervisor, identified in the sourced rows below. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Parkesburg loan. The nearest larger city is Coatesville, PA about 5 miles away.
Parkesburg by the numbers
Most of what governs a Parkesburg loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: 3,928 — Parkesburg ranks 258th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 1.7% since the 2020 count.
- Net change: roughly 65 more people than the 2020 Census counted.
- Size percentile: about 75% of Pennsylvania's Census places are smaller than Parkesburg.
- Population density: about 3,095 people per square mile (Census land area 1.3 sq mi).
- By land area: Parkesburg ranks 359th among Pennsylvania's 1,013 places, at 1.3 sq mi.
- Share of state population: Parkesburg's 3,928 residents are about 0.1% of Pennsylvania.
- National rank: Parkesburg is 5,492nd of 19,457 places nationwide.
- Growth in Pennsylvania: Parkesburg stands 69th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Parkesburg moved 1.7%.
- Density rank: Parkesburg is the 308th most densely settled place in Pennsylvania.
- Against the state median: Parkesburg runs about 3,095 residents per square mile, where the Pennsylvania median is 1,990.
- Location: latitude 39.9601, longitude -75.9162 (Census Gazetteer).
- Nearest larger cities: Coatesville (5 mi); Downingtown (12 mi); Oxford (13 mi); New Holland (13 mi); Kennett Square (14 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Atglen (3 mi); Christiana (4 mi); South Coatesville (6 mi).
- Smaller places within 50 miles: 135 of them.
- At 100 miles: 312 larger Census places fall inside that radius.
How Pennsylvania law applies in Parkesburg
Read the table as a lender's compliance picture for Parkesburg: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How Parkesburg compares across Pennsylvania
Against Pennsylvania's other places, Parkesburg accounts for about 0.1% of the state's population and ranks 258th of 1,013 by size. On the 2020-to-2023 trend, Parkesburg stands 69th among Pennsylvania's 1,013 places — roughly the 93th percentile. At about 3,095 people per square mile, Parkesburg is the 308th most densely settled place in Pennsylvania. Within 50 miles sit 135 smaller Census places, alongside the 114 that are larger.
Parkesburg on the map
Parkesburg's land area is roughly 1.3 square miles, and the Gazetteer records no significant water area within it. With 3,928 residents, the land area yields roughly 3,095 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 42 miles. Parkesburg has 114 larger places within a 50-mile radius. By land area it ranks 359th of 1,013 Pennsylvania places.
How lenders reach Parkesburg
With about 3,095 residents per square mile, Parkesburg is fairly dense, and 114 larger Census places sit within 50 miles. Whether Parkesburg has a local branch or not, a Pennsylvania-licensed lender can serve its 3,928 people online on the same terms. The nearest bigger place is Coatesville, PA about 5 miles away.
How personal loans work in Parkesburg
Parkesburg is a small community of about 3,928 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Parkesburg's rank of 258th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Parkesburg loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Atglen, PA — population 1,304
- Christiana, PA — population 1,099
- Coatesville, PA — population 13,275
- South Coatesville, PA — population 1,713
- Modena, PA — population 543
- Honey Brook, PA — population 1,900
- West Grove, PA — population 2,805
- Oxford, PA — population 5,847