Personal loans in Honey Brook, PA
A personal loan in Honey Brook is priced from your credit file and income, not from the fact that the city holds 1,900 people.
Every figure below is Pennsylvania's own, applied to Honey Brook's 1,900 residents, with the publisher and retrieval date attached. Honey Brook ranks 438th of 1,013 places in Pennsylvania, with a population near 1,900. Begin with the payment, then weigh APR and total interest across the lenders that reach Honey Brook's 1,900 residents. The trend for Honey Brook between 2020 and 2023 is upward by roughly 0.1%. The closest larger place is Coatesville, PA about 9 miles away.
Honey Brook: population, trend and location
What follows is Honey Brook's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: a Census-estimated 1,900, 438th among Pennsylvania's 1,013 places (Vintage 2023).
- Population trend: Growth of about 0.1% across the 2020-to-2023 comparison.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: with 1,900 residents, Honey Brook is larger than about 57% of Pennsylvania's Census places.
- Population density: about 3,967 people per square mile (Census land area 0.5 sq mi).
- Land area: Honey Brook covers 0.5 square miles, the 748th-largest area among Pennsylvania's 1,013 places.
- Share of state population: Honey Brook's 1,900 residents are about 0.0% of Pennsylvania.
- National rank: Honey Brook is 7,821st of 19,457 places nationwide.
- Growth rank: Honey Brook ranks 212th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Honey Brook's 0.1% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Honey Brook is the 192nd most densely settled place in Pennsylvania.
- Against the state median: Honey Brook runs about 3,967 residents per square mile, where the Pennsylvania median is 1,990.
- Location: latitude 40.0936, longitude -75.9107 (Census Gazetteer).
- Nearest larger cities: Coatesville (9 mi); Parkesburg (9 mi); New Holland (9 mi); Downingtown (13 mi); Birdsboro (13 mi). Living near a larger metro rarely changes what is available in Honey Brook.
- Smaller communities close by: Elverson (6 mi); New Morgan (7 mi); Terre Hill (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 75 smaller Census places.
- At 100 miles: 480 larger Census places fall inside that radius.
Honey Brook on the map
Honey Brook covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 3,967 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 42 miles away. A 50-mile radius around Honey Brook takes in 185 places that are larger. The 100-mile radius contains 480 larger places.
The anatomy of a Honey Brook personal loan
In Honey Brook, a small community of about 1,900, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Honey Brook can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Honey Brook loan but raises total interest, so the smallest payment is not the cheapest loan.
What is available to Honey Brook borrowers
At roughly 3,967 people per square mile, Honey Brook is fairly dense; 185 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Honey Brook's 1,900 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Coatesville, PA about 9 miles away.
Which Pennsylvania laws govern a loan in Honey Brook
These are Pennsylvania's sourced lending facts as they reach Honey Brook's 1,900 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
How Honey Brook compares across Pennsylvania
Honey Brook is the 438th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Honey Brook stands 212th among Pennsylvania's 1,013 places — roughly the 79th percentile. By density, at about 3,967 people per square mile, it ranks 192nd in Pennsylvania. Within 50 miles sit 75 smaller Census places, alongside the 185 that are larger.
Common questions
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Nearby places
- New Morgan, PA — population 54
- Elverson, PA — population 1,391
- Parkesburg, PA — population 3,928
- Coatesville, PA — population 13,275
- Terre Hill, PA — population 1,338
- South Coatesville, PA — population 1,713
- Atglen, PA — population 1,304
- Christiana, PA — population 1,099