Personal loans in Paris, AR
The first question in Paris is not the rate on offer but whether the payment fits; about 3,302 people live here under Arkansas lending law.
To lend to Paris's 3,302 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. Paris is one of 500 Census places in Arkansas; its 3,302 residents put it at 95th. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Paris loan. From the 2020 Census base to the 2023 estimate, the population rose by about 0.9%. The nearest larger city is Booneville, AR about 15 miles away.
Paris: the sourced local profile
Paris is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 3,302, ranked 95th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 0.9% from 2020 to 2023.
- Absolute change: 28 residents added between 2020 and 2023.
- Size percentile: with 3,302 residents, Paris is larger than about 81% of Arkansas's Census places.
- Land and density: 5.5 square miles of land carry roughly 599 residents per square mile.
- Land area: Paris covers 5.5 square miles, the 115th-largest area among Arkansas's 500 places.
- Water area: Paris has 0.29 square miles of water, ranking 21st of 500 places in Arkansas.
- State population share: Paris accounts for about 0.2% of everyone in Arkansas.
- National rank: Paris sits 5,985th by population among the 19,457 places in this dataset.
- Growth rank: Paris's 2020-to-2023 change ranks 184th of 500 places in Arkansas.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Paris's 0.9%.
- Density in Arkansas: Paris ranks 155th by people per square mile.
- Density vs Arkansas: Paris's 599 people per square mile compare with a state median of 386.
- Location: 35.2908, -93.7342 (US Census Bureau Gazetteer).
- Nearest larger cities: Booneville (15 mi); Ozark (16 mi); Clarksville (18 mi); Greenwood (29 mi); Alma (30 mi). Living near a larger metro rarely changes what is available in Paris.
- Nearest smaller towns: Subiaco (5 mi); Caulksville (8 mi); Ratcliff (9 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 51 of them.
- Within 100 miles: 65 places are larger than Paris.
Paris against the rest of Arkansas
Paris is the 95th-largest of 500 Census places in Arkansas and contains about 0.2% of the state's people. Its 2020-to-2023 change ranks 184th of 500 Arkansas places, putting it near the 63th percentile for growth. Its roughly 599 residents per square mile place it 155th among Arkansas's places. In land area, Paris ranks 115th among Arkansas's 500 places.
The state rulebook for Paris
For the roughly 3,302 residents of Paris, the rules below are Arkansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
How lenders reach Paris
Paris is moderately settled, with about 599 people per square mile and 14 larger places within 50 miles. Distance to a branch rarely matters for Paris's 3,302 residents: the application is online and the price follows your credit file. The nearest larger city, Booneville, AR about 15 miles away.
Land, water and location for Paris
Paris's land area is about 5.5 square miles; a further 0.29 square miles is water. With 3,302 residents, the land area yields roughly 599 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 87 miles. Counting outward 50 miles, 14 larger communities surround Paris. The 100-mile radius contains 65 larger places.
Before you apply in Paris
A sensible order of operations for a loan in Paris, home to about 3,302 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Arkansas regulator's licence list.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
What differs between Paris and the rest of Arkansas is not the process but the borrower's own file, among the 3,302 people here.
Common questions
What are my options in Paris if my credit is poor?
What loan size can I expect in Paris?
Do I have to pledge anything to borrow in Paris?
Does comparing loans in Paris cost me credit score points?
Nearby places
- Subiaco, AR — population 408
- Caulksville, AR — population 156
- Denning, AR — population 205
- Ratcliff, AR — population 166
- Magazine, AR — population 744
- Altus, AR — population 675
- Blue Mountain, AR — population 90
- Coal Hill, AR — population 811