Personal loans in Blue Mountain, AR

Blue Mountain: population, trend and location

Blue Mountain is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 90 residents; Blue Mountain is the 458th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 3.4% across the 2020-to-2023 comparison.
• Net change: roughly 3 more people than the 2020 Census counted.
• Size percentile: roughly 8% of Arkansas places rank below Blue Mountain.
• Density: the Census land area of 1.1 sq mi holds about 85 people per square mile.
• Land area: Blue Mountain covers 1.1 square miles, the 340th-largest area among Arkansas's 500 places.
• Share of Arkansas: Blue Mountain holds about 0.0% of the state's population, some 90 people.
• National rank: Blue Mountain is 18,293rd of 19,457 places nationwide.
• Growth in Arkansas: Blue Mountain stands 75th by percentage change from 2020 to 2023, among 500 places.
• Versus Arkansas: the state average change is +0.3%, while Blue Mountain moved 3.4%.
• Density in Arkansas: Blue Mountain ranks 468th by people per square mile.
• Density vs Arkansas: Blue Mountain's 85 people per square mile compare with a state median of 386.
• Location: coordinates 35.1318, -93.7167 (US Census Bureau Gazetteer).
• Nearest larger cities: Magazine (5 mi); Havana (11 mi); Paris (11 mi); Booneville (11 mi); Subiaco (12 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Corinth (17 mi); Morrison Bluff (21 mi); Wiederkehr Village (24 mi), each with its own Census population profile.
• Smaller places within 50 miles: 4 of them.
• Within 100 miles: 256 places are larger than Blue Mountain.

Blue Mountain: area, density and distance

Blue Mountain's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. That land carries about 85 people per square mile. Little Rock, the largest place in Arkansas, is about 82 miles from Blue Mountain. A 50-mile radius around Blue Mountain takes in 65 places that are larger. By land area it ranks 340th of 500 Arkansas places.

A practical checklist for Blue Mountain borrowers

For Blue Mountain's roughly 90 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Arkansas regulator's records to confirm the lender is licensed here.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Blue Mountain-specific: the same Arkansas licensing and disclosure rules reach all 90 residents.

The anatomy of a Blue Mountain personal loan

Blue Mountain is a small community of about 90 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Blue Mountain. The term you choose in Blue Mountain decides the split between a comfortable payment and the total interest you pay.

What is available to Blue Mountain borrowers

At roughly 85 people per square mile, Blue Mountain is sparsely settled; 65 larger places lie within 50 miles. Whether Blue Mountain has a local branch or not, a Arkansas-licensed lender can serve its 90 people online on the same terms. For a larger market, the closest option is Magazine, AR about 5 miles away.

Arkansas consumer-lending rules applied in Blue Mountain

Arkansas has no separate rate rule for Blue Mountain; the sourced rows below are what reach every lender that serves its 90 people.