Personal loans in Palouse, WA

The Census estimates 1,041 residents in Palouse, which ranks it 203rd of 281 places in Washington. Population in Palouse climbed about 2.0% over the three years from 2020 to 2023. Every figure below is Washington's own, applied to Palouse's 1,041 residents, with the publisher and retrieval date attached. Read the disclosure for an origination fee and any prepayment penalty before signing in Palouse. The nearest larger city is Colfax, WA about 11 miles away.

Local context for Palouse

What follows is Palouse's place in the Census record, alongside the Washington rules that govern a personal loan made here.

• Population: 1,041 people, a figure that places Palouse 203rd among the 281 Census places in Washington (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 2.0%.
• Change in people: the 2020-to-2023 comparison is a gain of about 20 residents.
• Size percentile: Palouse sits ahead of around 28% of Washington places, at 1,041 people.
• Density: roughly 994 residents per square mile, spread over 1.0 sq mi of land.
• Land area rank: Palouse's 1.0 square miles rank 202nd of 281 places in Washington.
• Share of Washington: Palouse holds about 0.0% of the state's population, some 1,041 people.
• National standing: Palouse ranks 10,062nd of 19,457 US places.
• Growth rank: Palouse ranks 125th among Washington's 281 places for the 2020-to-2023 change.
• Against the state trend: Palouse's 2.0% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: Palouse is the 201st most densely settled place in Washington.
• Against the state median: Palouse runs about 994 residents per square mile, where the Washington median is 1,518.
• Location: it lies at 46.9103, -117.0752 in the Census Gazetteer.
• Nearest larger cities: Colfax (11 mi); Moscow (13 mi); Pullman (13 mi); Genesee (26 mi); Plummer (30 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Garfield (8 mi); Potlatch (8 mi); Onaway (9 mi).
• Smaller neighbours: 32 places smaller than Palouse sit within 50 miles.
• Within 100 miles: 48 places are larger than Palouse.

Palouse in state context

Within Washington, Palouse holds roughly 0.0% of all residents, the 203rd-largest share among 281 places. Its 2020-to-2023 change ranks 125th of 281 Washington places, putting it near the 56th percentile for growth. By density, at about 994 people per square mile, it ranks 201st in Washington. The population moved by about 20 people between 2020 and 2023, a 2.0% shift.

Where Palouse sits

Palouse's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 994 residents per square mile. The largest place in Washington, Seattle, lies about 252 miles away. Palouse has 13 larger places within a 50-mile radius. By land area it ranks 202nd of 281 Washington places.

Washington consumer-lending rules applied in Palouse

Every row below records a Washington rule, its publisher and its retrieval date — the same rules a Palouse lender must follow.

Before you apply in Palouse

These steps shape the offer you get in Palouse, a place of about 1,041 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Washington regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Palouse as elsewhere in Washington, the written terms — not the advertisement — are what count for its 1,041 residents.

Inside a Palouse personal loan

Most loans made to Palouse's 1,041 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Palouse can be quoted different APRs on the same amount and term. The term you choose in Palouse decides the split between a comfortable payment and the total interest you pay.