Personal loans in Colfax, WA

For a community of about 2,773, the practical step is to compare APR across at least three lenders before committing. For the 2,773 people in Colfax, Washington runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The 2020 count to the 2023 estimate shows about 0.6% decline in Colfax. The closest larger city is Pullman, WA about 15 miles away.

The Colfax data picture

What follows is Colfax's place in the Census record, alongside the Washington rules that govern a personal loan made here.

• Population: an estimated 2,773 residents, 147th of 281 places in Washington (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 0.6% across the 2020-to-2023 comparison.
• People gained or lost: about 16 fewer since the 2020 base.
• Size percentile: Colfax sits ahead of around 48% of Washington places, at 2,773 people.
• Density: the Census land area of 3.8 sq mi holds about 733 people per square mile.
• Land area rank: Colfax's 3.8 square miles rank 114th of 281 places in Washington.
• Share of Washington: Colfax holds about 0.1% of the state's population, some 2,773 people.
• National standing: Colfax ranks 6,518th of 19,457 US places.
• Growth rank: Colfax ranks 205th among Washington's 281 places for the 2020-to-2023 change.
• State comparison: Washington's places average +2.8% for 2020-to-2023, against Colfax's 0.6%.
• Density rank: Colfax is the 231st most densely settled place in Washington.
• Against the state median: Colfax runs about 733 residents per square mile, where the Washington median is 1,518.
• Location: it lies at 46.9224, -117.3015 in the Census Gazetteer.
• Nearest larger cities: Pullman (15 mi); Moscow (20 mi); Clarkston (37 mi); Lewiston (39 mi); Cheney (41 mi). Lenders licensed in the state serve Colfax whether or not they keep a local branch.
• Smaller places nearby: Albion (9 mi); Garfield (10 mi); Palouse (11 mi).
• Smaller neighbours: 39 places smaller than Colfax sit within 50 miles.
• Within 100 miles: 24 places are larger than Colfax.

How lenders reach Colfax

Colfax is moderately settled, with about 733 people per square mile and 6 larger places within 50 miles. Lenders licensed in Washington reach Colfax's 2,773 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Pullman, WA about 15 miles away.

How Colfax compares across Washington

Against Washington's other places, Colfax accounts for about 0.1% of the state's population and ranks 147th of 281 by size. For population change between 2020 and 2023, Colfax ranks 205th of 281 in Washington (about the 27th percentile). By density, at about 733 people per square mile, it ranks 231st in Washington. The population moved by about 16 people between 2020 and 2023, a 0.6% shift.

What Washington law requires in Colfax

These are Washington's sourced lending facts as they reach Colfax's 2,773 residents; the state has no city-level rate rule.

A practical checklist for Colfax borrowers

Complete these steps first when you borrow in Colfax (2,773 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Washington licence by checking the regulator named above.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Colfax-specific: the same Washington licensing and disclosure rules reach all 2,773 residents.

Colfax on the map

Colfax covers about 3.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 2,773 residents, the land area yields roughly 733 people per square mile. The largest place in Washington, Seattle, lies about 242 miles away. Within 50 miles of Colfax there are 6 larger Census places. Within the same 50 miles lie 39 smaller Census places.