Personal loans in Palestine, AR
Palestine ranks 264th of 500 places in Arkansas, with a population near 480. Palestine lost roughly 5.1% of its population across the 2020-to-2023 comparison.
With roughly 480 residents, Palestine is a small community, and the lending rules its borrowers live under are written in Arkansas, not by the city. Lenders active in Palestine report to a Arkansas supervisor, identified in the sourced rows below. Price two or three terms so you can see which payment is truly affordable in Palestine. The next larger city is Forrest City, AR about 7 miles away.
The Palestine data picture
Here is the sourced Census picture for Palestine, plus the Arkansas lending rules that apply to a loan taken out here.
- Population: an estimated 480 residents, 264th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 5.1% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 26 residents.
- Size percentile: Palestine sits ahead of around 47% of Arkansas places, at 480 people.
- Density: the Census land area of 3.4 sq mi holds about 141 people per square mile.
- By land area: Palestine ranks 169th among Arkansas's 500 places, at 3.4 sq mi.
- Water area rank: Palestine ranks 136th among Arkansas's 500 places, with 0.02 sq mi.
- Share of state population: Palestine's 480 residents are about 0.0% of Arkansas.
- Nationally: Palestine is the 13,332nd-largest of 19,457 Census places in the dataset.
- Growth rank: Palestine ranks 453rd among Arkansas's 500 places for the 2020-to-2023 change.
- Versus Arkansas: the state average change is +0.3%, while Palestine moved 5.1%.
- Density rank: Palestine is the 418th most densely settled place in Arkansas.
- Density in context: Palestine's 141 people per square mile sit against a Arkansas median of 386.
- Location: 34.9703 / -90.9082, per the US Census Bureau Gazetteer.
- Nearest larger cities: Forrest City (7 mi); Madison (11 mi); Marianna (16 mi); Brinkley (17 mi); Wynne (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Haynes (9 mi); Caldwell (9 mi); Wheatley (12 mi).
- Smaller places within 50 miles: 45 of them.
- At 100 miles: 179 larger Census places fall inside that radius.
The state rulebook for Palestine
Arkansas has no separate rate rule for Palestine; the sourced rows below are what reach every lender that serves its 480 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Inside a Palestine personal loan
In Palestine, a small community of about 480, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Palestine loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Palestine loan but raises total interest, so the smallest payment is not the cheapest loan.
Palestine against the rest of Arkansas
Within Arkansas, Palestine holds roughly 0.0% of all residents, the 264th-largest share among 500 places. On the 2020-to-2023 trend, Palestine stands 453rd among Arkansas's 500 places — roughly the 9th percentile. At about 141 people per square mile, Palestine is the 418th most densely settled place in Arkansas. In land area, Palestine ranks 169th among Arkansas's 500 places.
Where Palestine sits
Inside Palestine's boundaries lie roughly 3.4 square miles of land and 0.02 square miles of water. The resulting density is about 141 people per square mile. The largest place in Arkansas, Little Rock, lies about 84 miles away. Within 50 miles of Palestine there are 37 larger Census places. The 100-mile radius contains 179 larger places.
Borrowing reach in Palestine
Palestine is a lightly settled community of about 480 people, with 37 larger places inside a 50-mile radius. What is available to Palestine's 480 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Forrest City, AR about 7 miles away.
Common questions
What are my options in Palestine if my credit is poor?
What loan size can I expect in Palestine?
Do I have to pledge anything to borrow in Palestine?
Does comparing loans in Palestine cost me credit score points?
Nearby places
- Forrest City, AR — population 12,490
- Haynes, AR — population 113
- Caldwell, AR — population 429
- Madison, AR — population 717
- Colt, AR — population 284
- Moro, AR — population 168
- Wheatley, AR — population 267
- Hunter, AR — population 103