Personal loans in Haynes, AR

Roughly 113 residents live in Haynes, the 436th-largest community in Arkansas. Read the disclosure for an origination fee and any prepayment penalty before signing in Haynes. The trend for Haynes between 2020 and 2023 is downward by roughly 5.0%. Borrowers who want a bigger city can look to Marianna, AR about 8 miles away.

Haynes by the numbers

Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.

• Population: 113 people, a figure that places Haynes 436th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 5.0% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: roughly 13% of Arkansas places rank below Haynes.
• Population density: about 324 people per square mile (Census land area 0.3 sq mi).
• Land area: Haynes covers 0.3 square miles, the 452nd-largest area among Arkansas's 500 places.
• State population share: Haynes accounts for about 0.0% of everyone in Arkansas.
• Nationally: Haynes is the 17,901st-largest of 19,457 Census places in the dataset.
• Growth rank: Haynes ranks 451st among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Haynes's 5.0%.
• Density in Arkansas: Haynes ranks 290th by people per square mile.
• Density vs Arkansas: Haynes's 324 people per square mile compare with a state median of 386.
• Location: 34.8909, -90.7927 (Census Gazetteer coordinates).
• Nearest larger cities: Marianna (8 mi); Forrest City (8 mi); Palestine (9 mi); Madison (9 mi); Widener (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Aubrey (13 mi); LaGrange (17 mi); Hunter (22 mi).
• Within a 50-mile radius: 13 smaller Census places.
• Larger places within 100 miles: 287.

Where Haynes sits

Inside Haynes's boundaries lie about 0.3 square miles of land, with no significant water area recorded. Spread across it are roughly 324 residents per square mile. The largest place in Arkansas, Little Rock, lies about 90 miles away. Within 50 miles of Haynes there are 66 larger Census places. The 100-mile radius contains 287 larger places.

Inside a Haynes personal loan

In Haynes, a small community of about 113, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Haynes lender to disclose the APR and finance charge before you sign. The term you choose in Haynes decides the split between a comfortable payment and the total interest you pay.

A pre-application checklist for Haynes

These steps shape the offer you get in Haynes, a place of about 113 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Arkansas regulator's records to confirm the lender is licensed here.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Haynes as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 113 residents.

Haynes in state context

Among Arkansas's 500 places, Haynes sits at 436th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 451st of 500 Arkansas places, putting it near the 10th percentile for growth. By density, at about 324 people per square mile, it ranks 290th in Arkansas. Between 2020 and 2023 the count changed by roughly 6 residents.

The state rulebook for Haynes

Below are the Arkansas rules that apply to a loan made in Haynes, each with the regulator that issued it.