Personal loans in Paddock Lake, WI
Every figure below is Wisconsin's own, applied to Paddock Lake's 2,986 residents, with the publisher and retrieval date attached. The Census counts 2,986 people in Paddock Lake, the 213th-largest figure among Wisconsin's 605 places.
The roughly 2,986 people who live in Paddock Lake borrow under Wisconsin rules; city hall sets no personal-loan rate. Census figures put the 2020-to-2023 increase in Paddock Lake at about 2.2%. Pull your credit reports and line up at least three offers before you apply from Paddock Lake. The closest larger place is Salem Lakes, WI about 3 miles away.
Paddock Lake: the sourced local profile
What follows is Paddock Lake's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: an estimated 2,986 residents, 213th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 2.2% since the 2020 count.
- Net change: roughly 64 more people than the 2020 Census counted.
- Size percentile: roughly 65% of Wisconsin's places have fewer residents than Paddock Lake's 2,986.
- Population density: about 987 people per square mile across 3.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Paddock Lake ranks 232nd among Wisconsin's 605 places, at 3.0 sq mi.
- Water: Paddock Lake holds about 0.21 square miles, the 132nd-largest water area in Wisconsin.
- State population share: Paddock Lake accounts for about 0.1% of everyone in Wisconsin.
- National rank: Paddock Lake is the 6,304th most populous of the 19,457 Census places covered here.
- Growth rank: Paddock Lake's 2020-to-2023 change ranks 89th of 605 places in Wisconsin.
- Against the state trend: Paddock Lake's 2.2% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Paddock Lake places 228th among Wisconsin's places by people per square mile.
- Density in context: Paddock Lake's 987 people per square mile sit against a Wisconsin median of 800.
- Location: 42.5705 / -88.1068, per the US Census Bureau Gazetteer.
- Nearest larger cities: Salem Lakes (3 mi); Bristol (6 mi); Antioch (7 mi); Twin Lakes (8 mi); Union Grove (9 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Old Mill Creek (11 mi); Genoa City (12 mi); Richmond (13 mi).
- Within a 50-mile radius: 54 smaller Census places.
- Larger places within 100 miles: 409.
Inside a Paddock Lake personal loan
Most loans made to Paddock Lake's 2,986 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Paddock Lake. A longer term lowers the monthly payment on a Paddock Lake loan but raises total interest, so the smallest payment is not the cheapest loan.
Paddock Lake: area, density and distance
Paddock Lake's land area is about 3.0 square miles; a further 0.21 square miles is water. With 2,986 residents, the land area yields roughly 987 people per square mile. Milwaukee, the largest place in Wisconsin, is about 35 miles from Paddock Lake. Within 50 miles of Paddock Lake there are 202 larger Census places. By land area it ranks 232nd of 605 Wisconsin places.
The Wisconsin lending rules that reach Paddock Lake
For the roughly 2,986 residents of Paddock Lake, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Borrowing reach in Paddock Lake
Paddock Lake is moderately settled, with about 987 people per square mile and 202 larger places within 50 miles. What is available to Paddock Lake's 2,986 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Salem Lakes, WI about 3 miles away.
Paddock Lake's place among Wisconsin's 605 places
Paddock Lake is the 213th-largest of 605 Census places in Wisconsin and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 89th of 605 Wisconsin places, putting it near the 85th percentile for growth. By density, at about 987 people per square mile, it ranks 228th in Wisconsin. In land area, Paddock Lake ranks 232nd among Wisconsin's 605 places.
Common questions
What are my options in Paddock Lake if my credit is poor?
What loan size can I expect in Paddock Lake?
Do I have to pledge anything to borrow in Paddock Lake?
Does comparing loans in Paddock Lake cost me credit score points?
Nearby places
- Salem Lakes, WI — population 14,367
- Antioch, IL — population 14,833
- Bristol, WI — population 5,187
- Union Grove, WI — population 5,152
- Twin Lakes, WI — population 6,362
- Lake Villa, IL — population 8,625
- Fox Lake, IL — population 10,805
- Lindenhurst, IL — population 14,339