Personal loans in Bristol, WI
Bristol is a small town in Wisconsin, with an estimated 5,187 residents, and every licensed lender here follows the same state rulebook. Which products a lender may offer to Bristol's 5,187 residents follows from the Wisconsin consumer-lending framework. With 5,187 residents, Bristol outranks about 75% of the communities in Wisconsin. Pull your credit reports and line up at least three offers before you apply from Bristol. A 2020-to-2023 comparison shows Bristol down by about 0.1%. The nearest larger city is Antioch, IL about 5 miles away.
Bristol: population, trend and location
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: about 5,187, ranked 150th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 0.1% between 2020 and 2023.
- Net change: roughly 7 fewer people than the 2020 Census counted.
- Size percentile: roughly 75% of Wisconsin's places have fewer residents than Bristol's 5,187.
- Population density: about 159 people per square mile (Census land area 32.7 sq mi).
- Land area: Bristol covers 32.7 square miles, the 24th-largest area among Wisconsin's 605 places.
- Water: Bristol holds about 0.36 square miles, the 93rd-largest water area in Wisconsin.
- State share: roughly 0.1% of Wisconsin's residents live in Bristol (5,187 people).
- National rank: Bristol is 4,725th of 19,457 places nationwide.
- Growth rank: Bristol's 2020-to-2023 change ranks 283rd of 605 places in Wisconsin.
- Versus Wisconsin: the state average change is +0.4%, while Bristol moved 0.1%.
- Density in Wisconsin: Bristol ranks 565th by people per square mile.
- Density vs Wisconsin: Bristol's 159 people per square mile compare with a state median of 800.
- Location: 42.5323, -88.0091 (US Census Bureau Gazetteer).
- Nearest larger cities: Antioch (5 mi); Pleasant Prairie (6 mi); Salem Lakes (6 mi); Kenosha (8 mi); Lindenhurst (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Paddock Lake (6 mi); Old Mill Creek (7 mi); Wadsworth (7 mi).
- Smaller neighbours: 84 places smaller than Bristol sit within 50 miles.
- Within 100 miles: 345 places are larger than Bristol.
Inside a Bristol personal loan
With roughly 5,187 residents, Bristol is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Bristol's rank of 150th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Bristol loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
A pre-application checklist for Bristol
For Bristol's roughly 5,187 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Wisconsin regulator's licence list.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
In Bristol as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 5,187 residents.
Wisconsin consumer-lending rules applied in Bristol
These are Wisconsin's sourced lending facts as they reach Bristol's 5,187 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
The geography behind Bristol
Inside Bristol's boundaries lie roughly 32.7 square miles of land and 0.36 square miles of water. That land carries about 159 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 37 miles away. Within 50 miles of Bristol there are 171 larger Census places. By land area it ranks 24th of 605 Wisconsin places.
Where Bristol sits in Wisconsin
Bristol is the 150th-largest of 605 Census places in Wisconsin and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 283rd of 605 Wisconsin places, putting it near the 53th percentile for growth. Its roughly 159 residents per square mile place it 565th among Wisconsin's places. Within 50 miles sit 84 smaller Census places, alongside the 171 that are larger.
Common questions
What are my options in Bristol if my credit is poor?
What loan size can I expect in Bristol?
Do I have to pledge anything to borrow in Bristol?
Does comparing loans in Bristol cost me credit score points?
Nearby places
- Antioch, IL — population 14,833
- Old Mill Creek, IL — population 162
- Paddock Lake, WI — population 2,986
- Lindenhurst, IL — population 14,339
- Wadsworth, IL — population 3,459
- Pleasant Prairie, WI — population 21,818
- Salem Lakes, WI — population 14,367
- Lake Villa, IL — population 8,625