Personal loans in Packwood, IA

The 2020 count to the 2023 estimate shows about 2.2% decline in Packwood. Lenders active in Packwood report to a Iowa supervisor, identified in the sourced rows below. Decide the purpose of the loan and your repayment plan before sharing any details with a Packwood lender. For a bigger market, look to Ollie, IA about 5 miles away.

The Packwood data picture

Packwood is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 180 people, a figure that places Packwood 688th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.2% between 2020 and 2023.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: roughly 27% of Iowa's places have fewer residents than Packwood's 180.
• Population density: about 240 people per square mile (Census land area 0.7 sq mi).
• Land area: Packwood covers 0.7 square miles, the 514th-largest area among Iowa's 940 places.
• State share: roughly 0.0% of Iowa's residents live in Packwood (180 people).
• National rank: Packwood sits 16,787th by population among the 19,457 places in this dataset.
• Growth in Iowa: Packwood stands 669th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Packwood's 2.2% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Packwood ranks 788th by people per square mile.
• Density vs Iowa: Packwood's 240 people per square mile compare with a state median of 672.
• Location: coordinates 41.1327, -92.0825 (US Census Bureau Gazetteer).
• Nearest larger cities: Ollie (5 mi); Richland (6 mi); Maharishi Vedic City (6 mi); Batavia (10 mi); Fairfield (11 mi). Living near a larger metro rarely changes what is available in Packwood.
• Smaller places nearby: Martinsburg (9 mi); Pleasant Plain (12 mi); Hayesville (13 mi).
• Within a 50-mile radius: 38 smaller Census places.
• Within 100 miles: 384 places are larger than Packwood.

Iowa consumer-lending rules applied in Packwood

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Packwood is bound by the same rules.

The geography behind Packwood

Packwood's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 240 people per square mile. Des Moines, the largest place in Iowa, is about 85 miles from Packwood. Packwood has 91 larger places within a 50-mile radius. The 100-mile radius contains 384 larger places.

The Packwood borrowing checklist

A sensible order of operations for a loan in Packwood, home to about 180 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Packwood-specific: the same Iowa licensing and disclosure rules reach all 180 residents.

How Packwood compares across Iowa

Set beside Iowa's 940 places, Packwood ranks 688th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Packwood ranks 669th of 940 in Iowa (about the 29th percentile). Its roughly 240 residents per square mile place it 788th among Iowa's places. In land area, Packwood ranks 514th among Iowa's 940 places.

What shapes a Packwood personal loan

A Packwood personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 180 residents. Two numbers drive a Packwood loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Packwood loan is knowable in advance — unlike a revolving card balance.