Personal loans in Ollie, IA

The Census counts 198 people in Ollie, the 668th-largest figure among Iowa's 940 places. Ollie shed about 1.0% of its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Ollie's 198 residents. For a bigger market, look to Richland, IA about 5 miles away.

What the Census records for Ollie

Set out below is Ollie's local context next to the state-level rules that reach every lender here.

• Population: 198 — Ollie ranks 668th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.0% between 2020 and 2023.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: roughly 29% of Iowa places rank below Ollie.
• Density: the Census land area of 1.0 sq mi holds about 199 people per square mile.
• Land area rank: Ollie's 1.0 square miles rank 415th of 940 places in Iowa.
• State population share: Ollie accounts for about 0.0% of everyone in Iowa.
• Nationally: Ollie is the 16,528th-largest of 19,457 Census places in the dataset.
• Growth in Iowa: Ollie stands 423rd by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Ollie's 1.0% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Ollie is the 815th most densely settled place in Iowa.
• Against the state median: Ollie runs about 199 residents per square mile, where the Iowa median is 672.
• Location: coordinates 41.1992, -92.0923 (US Census Bureau Gazetteer).
• Nearest larger cities: Richland (5 mi); Maharishi Vedic City (11 mi); Sigourney (11 mi); Hedrick (11 mi); Keota (14 mi). Online lenders reach Ollie no matter how far the nearest branch is.
• Nearest smaller towns: Packwood (5 mi); Martinsburg (8 mi); Hayesville (9 mi).
• Within a 50-mile radius: 38 smaller Census places.
• At 100 miles: 379 larger Census places fall inside that radius.

Ollie against the rest of Iowa

Set beside Iowa's 940 places, Ollie ranks 668th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Ollie ranks 423rd of 940 in Iowa (about the 55th percentile). By density, at about 199 people per square mile, it ranks 815th in Iowa. Within 50 miles sit 38 smaller Census places, alongside the 88 that are larger.

Iowa rules behind a Ollie personal loan

These are Iowa's sourced lending facts as they reach Ollie's 198 residents; the state has no city-level rate rule.

What a Ollie borrower is actually offered

With roughly 198 residents, Ollie is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Ollie loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Ollie loan is knowable in advance — unlike a revolving card balance.

The geography behind Ollie

The Census Gazetteer records about 1.0 square miles of land within Ollie, with no significant water area listed. The resulting density is about 199 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 83 miles. A 50-mile radius around Ollie takes in 88 places that are larger. Within the same 50 miles lie 38 smaller Census places.

Before you apply in Ollie

For Ollie's roughly 198 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Ollie-specific: the same Iowa licensing and disclosure rules reach all 198 residents.