Personal loans in Osmond, NE
The Census counts 796 people in Osmond, the 139th-largest figure among Nebraska's 527 places. A lender serving Osmond holds a Nebraska licence and answers to a Nebraska regulator; no city office is involved for its 796 residents.
The trend for Osmond between 2020 and 2023 is upward by roughly 0.5%. Read the disclosure for an origination fee and any prepayment penalty before signing in Osmond. For the 796 people in Osmond, Nebraska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Plainview, NE about 10 miles away.
Borrowing in Osmond: the local picture
Most of what governs a Osmond loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.
- Population: 796 residents; Osmond is the 139th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: About 0.5% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
- Size percentile: roughly 74% of Nebraska's places have fewer residents than Osmond's 796.
- Population density: about 999 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Osmond's 0.8 square miles rank 130th of 527 places in Nebraska.
- Share of Nebraska: Osmond holds about 0.1% of the state's population, some 796 people.
- National standing: Osmond ranks 11,213th of 19,457 US places.
- Growth in Nebraska: Osmond stands 155th by percentage change from 2020 to 2023, among 527 places.
- Versus Nebraska: the state average change is -0.6%, while Osmond moved 0.5%.
- Density rank: Osmond is the 202nd most densely settled place in Nebraska.
- Against the state median: Osmond runs about 999 residents per square mile, where the Nebraska median is 830.
- Location: mapped by the US Census Bureau at 42.3582, -97.5991.
- Nearest larger cities: Plainview (10 mi); Pierce (12 mi); Randolph (12 mi); Bloomfield (17 mi); Creighton (17 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Foster (7 mi); McLean (7 mi); Magnet (9 mi).
- Within a 50-mile radius: 54 smaller Census places.
- At 100 miles: 96 larger Census places fall inside that radius.
How Osmond compares across Nebraska
Osmond is the 139th-largest of 527 Census places in Nebraska and contains about 0.1% of the state's people. For population change between 2020 and 2023, Osmond ranks 155th of 527 in Nebraska (about the 71th percentile). Its roughly 999 residents per square mile place it 202nd among Nebraska's places. Within 50 miles sit 54 smaller Census places, alongside the 24 that are larger.
What a Osmond borrower is actually offered
In Osmond, a small community of about 796, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Osmond's 796 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Osmond loan is knowable in advance — unlike a revolving card balance.
How Nebraska law applies in Osmond
Nebraska has no separate rate rule for Osmond; the sourced rows below are what reach every lender that serves its 796 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
What is available to Osmond borrowers
Osmond is moderately settled, with about 999 people per square mile and 24 larger places within 50 miles. Lenders licensed in Nebraska reach Osmond's 796 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Plainview, NE about 10 miles away.
Osmond on the map
The Census Gazetteer records about 0.8 square miles of land within Osmond, with no significant water area listed. Spread across it are roughly 999 residents per square mile. Omaha, the largest place in Nebraska, is about 110 miles from Osmond. Osmond has 24 larger places within a 50-mile radius. By land area it ranks 130th of 527 Nebraska places.
Common questions
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Nearby places
- Foster, NE — population 45
- McLean, NE — population 37
- Wausa, NE — population 578
- Magnet, NE — population 45
- Pierce, NE — population 1,822
- Plainview, NE — population 1,264
- Randolph, NE — population 877
- Bloomfield, NE — population 951