Personal loans in Bloomfield, NE

A lender serving Bloomfield holds a Nebraska licence and answers to a Nebraska regulator; no city office is involved for its 951 residents. Bloomfield is one of 527 Census places in Nebraska; its 951 residents put it at 114th.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The closest larger city is Creighton, NE about 16 miles away. A 2020-to-2023 comparison shows Bloomfield down by about 3.4%. To lend to Bloomfield's 951 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. Decide the purpose of the loan and your repayment plan before sharing any details with a Bloomfield lender.

Borrowing in Bloomfield: the local picture

What follows is Bloomfield's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.

How lenders reach Bloomfield

With about 1,165 residents per square mile, Bloomfield is moderately settled, and 17 larger Census places sit within 50 miles. Whether Bloomfield has a local branch or not, a Nebraska-licensed lender can serve its 951 people online on the same terms. The nearest larger city, Creighton, NE about 16 miles away.

How a Bloomfield personal loan is priced

Bloomfield is a small community of about 951 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Bloomfield can be quoted different APRs on the same amount and term. The term you choose in Bloomfield decides the split between a comfortable payment and the total interest you pay.

Bloomfield on the map

Bloomfield's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,165 residents per square mile. The state's population centre of gravity, Omaha, is roughly 123 miles away. Bloomfield has 17 larger places within a 50-mile radius. By land area it ranks 128th of 527 Nebraska places.

Bloomfield in state context

Among Nebraska's 527 places, Bloomfield sits at 114th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Bloomfield ranks 450th of 527 in Nebraska (about the 15th percentile). Its roughly 1,165 residents per square mile place it 149th among Nebraska's places. The population moved by about 33 people between 2020 and 2023, a 3.4% shift.

Nebraska rules behind a Bloomfield personal loan

Read the table as a lender's compliance picture for Bloomfield: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorNebraska Department of Banking and Finance (NDBF)
Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor."
Nebraska Department of Banking and Finance
as of 2026-09-16
Payday lending statusCapped at 36% APR (Initiative 428, 2020); violating transactions are void
Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction."
Nebraska Legislature (Nebraska Revised Statutes)
as of 2026-09-16
Small-loan / installment lender licensingDelayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931)
Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act."
Nebraska Legislature (Nebraska Revised Statutes)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bloomfield if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bloomfield is the same as anywhere in Nebraska.
What loan size can I expect in Bloomfield?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bloomfield?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bloomfield cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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