Personal loans in Bloomfield, NE
A lender serving Bloomfield holds a Nebraska licence and answers to a Nebraska regulator; no city office is involved for its 951 residents. Bloomfield is one of 527 Census places in Nebraska; its 951 residents put it at 114th.
The closest larger city is Creighton, NE about 16 miles away. A 2020-to-2023 comparison shows Bloomfield down by about 3.4%. To lend to Bloomfield's 951 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. Decide the purpose of the loan and your repayment plan before sharing any details with a Bloomfield lender.
Borrowing in Bloomfield: the local picture
What follows is Bloomfield's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: 951 — Bloomfield ranks 114th of 527 communities in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 3.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 33 residents.
- Size percentile: about 78% of Nebraska communities are smaller than Bloomfield (951 residents).
- Population density: 1,165 people per square mile on 0.8 square miles of land.
- Land area: Bloomfield covers 0.8 square miles, the 128th-largest area among Nebraska's 527 places.
- Share of state population: Bloomfield's 951 residents are about 0.1% of Nebraska.
- National rank: Bloomfield sits 10,440th by population among the 19,457 places in this dataset.
- Growth rank: Bloomfield's 2020-to-2023 change ranks 450th of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Bloomfield's 3.4%.
- Density rank: Bloomfield is the 149th most densely settled place in Nebraska.
- Against the state median: Bloomfield runs about 1,165 residents per square mile, where the Nebraska median is 830.
- Location: the Census Gazetteer records it at 42.5984, -97.6481.
- Nearest larger cities: Creighton (16 mi); Plainview (18 mi); Hartington (19 mi); Springfield (22 mi); Yankton (24 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Wausa (9 mi); Center (12 mi); Crofton (12 mi).
- Smaller neighbours: 60 places smaller than Bloomfield sit within 50 miles.
- Within 100 miles: 79 places are larger than Bloomfield.
How lenders reach Bloomfield
With about 1,165 residents per square mile, Bloomfield is moderately settled, and 17 larger Census places sit within 50 miles. Whether Bloomfield has a local branch or not, a Nebraska-licensed lender can serve its 951 people online on the same terms. The nearest larger city, Creighton, NE about 16 miles away.
How a Bloomfield personal loan is priced
Bloomfield is a small community of about 951 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Bloomfield can be quoted different APRs on the same amount and term. The term you choose in Bloomfield decides the split between a comfortable payment and the total interest you pay.
Bloomfield on the map
Bloomfield's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,165 residents per square mile. The state's population centre of gravity, Omaha, is roughly 123 miles away. Bloomfield has 17 larger places within a 50-mile radius. By land area it ranks 128th of 527 Nebraska places.
Bloomfield in state context
Among Nebraska's 527 places, Bloomfield sits at 114th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Bloomfield ranks 450th of 527 in Nebraska (about the 15th percentile). Its roughly 1,165 residents per square mile place it 149th among Nebraska's places. The population moved by about 33 people between 2020 and 2023, a 3.4% shift.
Nebraska rules behind a Bloomfield personal loan
Read the table as a lender's compliance picture for Bloomfield: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
What are my options in Bloomfield if my credit is poor?
What loan size can I expect in Bloomfield?
Do I have to pledge anything to borrow in Bloomfield?
Does comparing loans in Bloomfield cost me credit score points?
Nearby places
- Wausa, NE — population 578
- Crofton, NE — population 759
- Center, NE — population 73
- Magnet, NE — population 45
- Osmond, NE — population 796
- Bazile Mills, NE — population 23
- McLean, NE — population 37
- Plainview, NE — population 1,264