Personal loans in Ong, NE
If you are weighing a personal loan in Ong, start from the payment you can carry; its 49 residents face the same statewide rules. Use the calculator on this page to price an amount and term before you commit in Ong.
Ong is one of 527 Census places in Nebraska; its 49 residents put it at 482nd. A lender that serves Ong operates under Nebraska lending statutes and a Nebraska supervisor. Over 2020 to 2023, Ong recorded almost no population movement. Borrowers who want a bigger city can look to Davenport, NE about 6 miles away.
The Ong data picture
What follows is Ong's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: the Census counts 49 residents in Ong (Vintage 2023 subcounty estimate), the 482nd-largest figure among Nebraska's 527 places.
- Population trend: About level with the 2020 Census.
- Size percentile: Ong's 49 people outrank roughly 9% of the places in Nebraska.
- Population density: 171 people per square mile on 0.3 square miles of land.
- By land area: Ong ranks 349th among Nebraska's 527 places, at 0.3 sq mi.
- Share of Nebraska: Ong holds about 0.0% of the state's population, some 49 people.
- National standing: Ong ranks 18,988th of 19,457 US places.
- Growth rank: Ong ranks 201st among Nebraska's 527 places for the 2020-to-2023 change.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Ong's 0.0%.
- Density rank: Ong places 495th among Nebraska's places by people per square mile.
- Density in context: Ong's 171 people per square mile sit against a Nebraska median of 830.
- Location: 40.3983, -97.8392 (Census Gazetteer coordinates).
- Nearest larger cities: Davenport (6 mi); Shickley (6 mi); Edgar (7 mi); Carleton (11 mi); Oak (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Strang (13 mi); Saronville (15 mi); Deweese (16 mi).
- Smaller places within 50 miles: 11 of them.
- At 100 miles: 327 larger Census places fall inside that radius.
What shapes a Ong personal loan
Most loans made to Ong's 49 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Ong lender to disclose the APR and finance charge before you sign. The term you choose in Ong decides the split between a comfortable payment and the total interest you pay.
Where Ong sits in Nebraska
Set beside Nebraska's 527 places, Ong ranks 482nd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 201st of 527 Nebraska places, putting it near the 62th percentile for growth. Its roughly 171 residents per square mile place it 495th among Nebraska's places. Within 50 miles sit 11 smaller Census places, alongside the 93 that are larger.
The state rulebook for Ong
For the roughly 49 residents of Ong, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
What is available to Ong borrowers
With about 171 residents per square mile, Ong is lightly settled, and 93 larger Census places sit within 50 miles. A Nebraska licence lets a lender serve Ong without a local office, so branch density does not change what its 49 residents are offered. For a larger market, the closest option is Davenport, NE about 6 miles away.
A pre-application checklist for Ong
Before you hand your details to a lender in Ong, where the population is near 49:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Nebraska licence with the regulator named above before committing.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across Nebraska; what changes is your credit file, not the fact that Ong holds 49 people.
Common questions
What are my options in Ong if my credit is poor?
What loan size can I expect in Ong?
Do I have to pledge anything to borrow in Ong?
Does comparing loans in Ong cost me credit score points?
Nearby places
- Davenport, NE — population 304
- Shickley, NE — population 348
- Edgar, NE — population 427
- Oak, NE — population 52
- Carleton, NE — population 86
- Sutton, NE — population 1,453
- Saronville, NE — population 37
- Clay Center, NE — population 728