Personal loans in Davenport, NE
The Census counts 304 people in Davenport, the 255th-largest figure among Nebraska's 527 places. The roughly 304 people who live in Davenport borrow under Nebraska rules; city hall sets no personal-loan rate.
Read the disclosure for an origination fee and any prepayment penalty before signing in Davenport. Rate ceilings, licensing requirements and product limits for Davenport are all set at the Nebraska level. Davenport shed about 4.4% of its population between the 2020 base and the 2023 estimate. A larger market lies at Shickley, NE about 9 miles away.
Where Davenport stands
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: about 304 people live here, which puts Davenport 255th of 527 Census places in Nebraska (Vintage 2023).
- Population trend: A drop of about 4.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 14 residents.
- Size percentile: roughly 52% of Nebraska places rank below Davenport.
- Land and density: 0.7 square miles of land carry roughly 456 residents per square mile.
- Land area rank: Davenport's 0.7 square miles rank 168th of 527 places in Nebraska.
- Within Nebraska: about 0.0% of the state's population lives in Davenport.
- National standing: Davenport ranks 15,075th of 19,457 US places.
- Growth rank: Davenport ranks 490th among Nebraska's 527 places for the 2020-to-2023 change.
- Against the state trend: Davenport's 4.4% change compares with a Nebraska average of -0.6% across its 527 places.
- Density in Nebraska: Davenport ranks 387th by people per square mile.
- Density in context: Davenport's 456 people per square mile sit against a Nebraska median of 830.
- Location: mapped by the US Census Bureau at 40.3124, -97.8114.
- Nearest larger cities: Shickley (9 mi); Edgar (9 mi); Deshler (13 mi); Hebron (15 mi); Nelson (16 mi). Larger metros often have more branches, but online lenders reach Davenport on the same terms.
- Nearest smaller towns: Ong (6 mi); Carleton (7 mi); Oak (7 mi).
- Smaller neighbours: 64 places smaller than Davenport sit within 50 miles.
- At 100 miles: 157 larger Census places fall inside that radius.
Nebraska consumer-lending rules applied in Davenport
For the roughly 304 residents of Davenport, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Davenport's place among Nebraska's 527 places
Within Nebraska, Davenport holds roughly 0.0% of all residents, the 255th-largest share among 527 places. Its 2020-to-2023 change ranks 490th of 527 Nebraska places, putting it near the 7th percentile for growth. By density, at about 456 people per square mile, it ranks 387th in Nebraska. Within 50 miles sit 64 smaller Census places, alongside the 38 that are larger.
The geography behind Davenport
Davenport covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 456 people per square mile. For the state's biggest city, Omaha, the distance is roughly 113 miles. Davenport has 38 larger places within a 50-mile radius. By land area it ranks 168th of 527 Nebraska places.
Getting a loan in Davenport
Davenport is lightly settled, with about 456 people per square mile and 38 larger places within 50 miles. Distance to a branch rarely matters for Davenport's 304 residents: the application is online and the price follows your credit file. The nearest larger city, Shickley, NE about 9 miles away.
A pre-application checklist for Davenport
A sensible order of operations for a loan in Davenport, home to about 304 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Nebraska licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
The process is identical across Nebraska; what changes is your credit file, not the fact that Davenport holds 304 people.
Common questions
What are my options in Davenport if my credit is poor?
What loan size can I expect in Davenport?
Do I have to pledge anything to borrow in Davenport?
Does comparing loans in Davenport cost me credit score points?
Nearby places
- Ong, NE — population 49
- Oak, NE — population 52
- Carleton, NE — population 86
- Shickley, NE — population 348
- Edgar, NE — population 427
- Ruskin, NE — population 106
- Deshler, NE — population 725
- Nora, NE — population 21