Personal loans in Davenport, NE

The Census counts 304 people in Davenport, the 255th-largest figure among Nebraska's 527 places. The roughly 304 people who live in Davenport borrow under Nebraska rules; city hall sets no personal-loan rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Read the disclosure for an origination fee and any prepayment penalty before signing in Davenport. Rate ceilings, licensing requirements and product limits for Davenport are all set at the Nebraska level. Davenport shed about 4.4% of its population between the 2020 base and the 2023 estimate. A larger market lies at Shickley, NE about 9 miles away.

Where Davenport stands

Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.

Nebraska consumer-lending rules applied in Davenport

For the roughly 304 residents of Davenport, the rules below are Nebraska's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorNebraska Department of Banking and Finance (NDBF)
Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor."
Nebraska Department of Banking and Finance
as of 2026-09-16
Maximum legal interest rate (usury cap)16% per annum maximum on agreed interest (unpaid principal balance)
Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid"
Nebraska Legislature (Nebraska Revised Statutes)
as of 2026-09-16
Payday lending statusCapped at 36% APR (Initiative 428, 2020); violating transactions are void
Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction."
Nebraska Legislature (Nebraska Revised Statutes)
as of 2026-09-16

Davenport's place among Nebraska's 527 places

Within Nebraska, Davenport holds roughly 0.0% of all residents, the 255th-largest share among 527 places. Its 2020-to-2023 change ranks 490th of 527 Nebraska places, putting it near the 7th percentile for growth. By density, at about 456 people per square mile, it ranks 387th in Nebraska. Within 50 miles sit 64 smaller Census places, alongside the 38 that are larger.

The geography behind Davenport

Davenport covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 456 people per square mile. For the state's biggest city, Omaha, the distance is roughly 113 miles. Davenport has 38 larger places within a 50-mile radius. By land area it ranks 168th of 527 Nebraska places.

Getting a loan in Davenport

Davenport is lightly settled, with about 456 people per square mile and 38 larger places within 50 miles. Distance to a branch rarely matters for Davenport's 304 residents: the application is online and the price follows your credit file. The nearest larger city, Shickley, NE about 9 miles away.

A pre-application checklist for Davenport

A sensible order of operations for a loan in Davenport, home to about 304 people:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Test your amount and term in the personal loan calculator first.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Verify the lender's Nebraska licence with the regulator listed on this page.
  5. Look for an origination fee or prepayment penalty in the written disclosure.
  6. Make sure the new payment leaves room in a budget you already keep.
  7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

The process is identical across Nebraska; what changes is your credit file, not the fact that Davenport holds 304 people.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Davenport if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Davenport is the same as anywhere in Nebraska.
What loan size can I expect in Davenport?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Davenport?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Davenport cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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