Personal loans in Olympia Fields, IL
If you are weighing a personal loan in Olympia Fields, start from the payment you can carry; its 4,530 residents face the same statewide rules.
An estimated 4,530 people make their home in Olympia Fields, a figure that ranks 348th in Illinois. The trend for Olympia Fields between 2020 and 2023 is downward by roughly 4.1%. To lend to Olympia Fields's 4,530 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Olympia Fields loan. The nearest larger city is Flossmoor, IL about 1 miles away.
The Olympia Fields data picture
The figures below are Olympia Fields's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: about 4,530, ranked 348th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 4.1%.
- Absolute change: 195 residents lost between 2020 and 2023.
- Size percentile: bigger than about 73% of the places in Illinois, with 4,530 residents in Olympia Fields.
- Density: roughly 1,541 residents per square mile, spread over 2.9 sq mi of land.
- By land area: Olympia Fields ranks 376th among Illinois's 1,294 places, at 2.9 sq mi.
- State population share: Olympia Fields accounts for about 0.0% of everyone in Illinois.
- National rank: Olympia Fields is the 5,115th most populous of the 19,457 Census places covered here.
- Growth rank: Olympia Fields's 2020-to-2023 change ranks 1,142nd of 1,294 places in Illinois.
- Versus Illinois: the state average change is -2.0%, while Olympia Fields moved 4.1%.
- Density in Illinois: Olympia Fields ranks 362nd by people per square mile.
- Density vs Illinois: Olympia Fields's 1,541 people per square mile compare with a state median of 993.
- Location: 41.5220, -87.6916 (Census Gazetteer coordinates).
- Nearest larger cities: Flossmoor (1 mi); Park Forest (3 mi); Matteson (3 mi); Homewood (3 mi); Chicago Heights (3 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: South Chicago Heights (4 mi); East Hazel Crest (4 mi); Thornton (5 mi).
- Within a 50-mile radius: 96 smaller Census places.
- At 100 miles: 319 larger Census places fall inside that radius.
Where Olympia Fields sits
Olympia Fields covers about 2.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,541 people per square mile. The largest place in Illinois, Chicago, lies about 22 miles away. Olympia Fields has 197 larger places within a 50-mile radius. By land area it ranks 376th of 1,294 Illinois places.
What is available to Olympia Fields borrowers
Olympia Fields is moderately settled, with about 1,541 people per square mile and 197 larger places within 50 miles. Distance to a branch rarely matters for Olympia Fields's 4,530 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Flossmoor, IL about 1 miles away.
What shapes a Olympia Fields personal loan
Olympia Fields is a small community of about 4,530 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Olympia Fields loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Olympia Fields decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Olympia Fields
Every row below records a Illinois rule, its publisher and its retrieval date — the same rules a Olympia Fields lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
How Olympia Fields compares across Illinois
Against Illinois's other places, Olympia Fields accounts for about 0.0% of the state's population and ranks 348th of 1,294 by size. On the 2020-to-2023 trend, Olympia Fields stands 1,142nd among Illinois's 1,294 places — roughly the 12th percentile. At about 1,541 people per square mile, Olympia Fields is the 362nd most densely settled place in Illinois. In land area, Olympia Fields ranks 376th among Illinois's 1,294 places.
Common questions
What are my options in Olympia Fields if my credit is poor?
What loan size can I expect in Olympia Fields?
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Nearby places
- Flossmoor, IL — population 9,252
- Park Forest, IL — population 20,763
- Homewood, IL — population 18,540
- Hazel Crest, IL — population 12,771
- Country Club Hills, IL — population 16,013
- Matteson, IL — population 18,293
- Chicago Heights, IL — population 26,184
- Richton Park, IL — population 12,322