Personal loans in Hazel Crest, IL
The first question in Hazel Crest is not the rate on offer but whether the payment fits; about 12,771 people live here under Illinois lending law.
An estimated 12,771 people make their home in Hazel Crest, a figure that ranks 188th in Illinois. Census figures put the 2020-to-2023 decrease in Hazel Crest at about 4.6%. Every figure below is Illinois's own, applied to Hazel Crest's 12,771 residents, with the publisher and retrieval date attached. Verify the lender's Illinois licence against the regulator named below before borrowing in Hazel Crest. The nearest larger city is Homewood, IL about 2 miles away.
The Hazel Crest data picture
Most of what governs a Hazel Crest loan is written in Illinois law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 12,771 residents, 188th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 4.6%.
- Change in people: the 2020-to-2023 comparison is a loss of about 617 residents.
- Size percentile: roughly 85% of Illinois's places have fewer residents than Hazel Crest's 12,771.
- Population density: 3,759 people per square mile on 3.4 square miles of land.
- Land area rank: Hazel Crest's 3.4 square miles rank 350th of 1,294 places in Illinois.
- Water: Hazel Crest holds about 0.02 square miles, the 403rd-largest water area in Illinois.
- Share of Illinois: Hazel Crest holds about 0.1% of the state's population, some 12,771 people.
- National rank: Hazel Crest is 2,649th of 19,457 places nationwide.
- Growth in Illinois: Hazel Crest stands 1,216th by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Hazel Crest's 4.6%.
- Density rank: Hazel Crest places 86th among Illinois's places by people per square mile.
- Density in context: Hazel Crest's 3,759 people per square mile sit against a Illinois median of 993.
- Location: it lies at 41.5742, -87.6893 in the Census Gazetteer.
- Nearest larger cities: Homewood (2 mi); Country Club Hills (2 mi); Harvey (3 mi); Midlothian (4 mi); Oak Forest (4 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Markham (2 mi); East Hazel Crest (2 mi); Flossmoor (2 mi).
- Within a 50-mile radius: 166 smaller Census places.
- Within 100 miles: 189 places are larger than Hazel Crest.
How a Hazel Crest personal loan is priced
A Hazel Crest personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 12,771 residents. Two numbers drive a Hazel Crest loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Hazel Crest loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Hazel Crest
Hazel Crest's land area is about 3.4 square miles; a further 0.02 square miles is water. That land carries about 3,759 people per square mile. Chicago, the largest place in Illinois, is about 18 miles from Hazel Crest. Hazel Crest has 135 larger places within a 50-mile radius. The 100-mile radius contains 189 larger places.
Lender access in Hazel Crest
Hazel Crest is a fairly dense community of about 12,771 people, with 135 larger places inside a 50-mile radius. A Illinois licence lets a lender serve Hazel Crest without a local office, so branch density does not change what its 12,771 residents are offered. The nearest bigger place is Homewood, IL about 2 miles away.
Which Illinois laws govern a loan in Hazel Crest
This table holds the Illinois rate and licensing rules for consumer loans made to Hazel Crest's 12,771 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Hazel Crest in state context
Hazel Crest is the 188th-largest of 1,294 Census places in Illinois and contains about 0.1% of the state's people. For population change between 2020 and 2023, Hazel Crest ranks 1,216th of 1,294 in Illinois (about the 6th percentile). At about 3,759 people per square mile, Hazel Crest is the 86th most densely settled place in Illinois. Within 50 miles sit 166 smaller Census places, alongside the 135 that are larger.
Common questions
What are my options in Hazel Crest if my credit is poor?
What loan size can I expect in Hazel Crest?
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Nearby places
- Markham, IL — population 11,129
- Homewood, IL — population 18,540
- Flossmoor, IL — population 9,252
- Country Club Hills, IL — population 16,013
- East Hazel Crest, IL — population 1,232
- Harvey, IL — population 19,397
- Olympia Fields, IL — population 4,530
- Posen, IL — population 5,334