Personal loans in Ogdensburg, WI
Two households in Ogdensburg with comparable incomes can still be offered different rates; the city's 183 residents are not the reason. At about 183 residents, Ogdensburg is larger than roughly 4% of the places in Wisconsin. The closest larger city is Manawa, WI about 5 miles away. The trend for Ogdensburg between 2020 and 2023 is downward by roughly 2.1%. Rate ceilings, licensing requirements and product limits for Ogdensburg are all set at the Wisconsin level. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Ogdensburg.
What the Census records for Ogdensburg
The figures below are Ogdensburg's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: 183 residents; Ogdensburg is the 578th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.1% fewer residents than the 2020 Census counted.
- People gained or lost: about 4 fewer since the 2020 base.
- Size percentile: about 4% of Wisconsin's Census places are smaller than Ogdensburg.
- Population density: about 188 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Ogdensburg's 1.0 square miles rank 502nd of 605 places in Wisconsin.
- Water area: Ogdensburg has 0.05 square miles of water, ranking 230th of 605 places in Wisconsin.
- State share: roughly 0.0% of Wisconsin's residents live in Ogdensburg (183 people).
- Nationally: Ogdensburg is the 16,739th-largest of 19,457 Census places in the dataset.
- Growth rank: Ogdensburg's 2020-to-2023 change ranks 519th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Ogdensburg's 2.1%.
- Density rank: Ogdensburg is the 555th most densely settled place in Wisconsin.
- Against the state median: Ogdensburg runs about 188 residents per square mile, where the Wisconsin median is 800.
- Location: coordinates 44.4572, -89.0243 (US Census Bureau Gazetteer).
- Nearest larger cities: Manawa (5 mi); Iola (6 mi); Scandinavia (6 mi); Waupaca (8 mi); Weyauwega (10 mi). Living near a larger metro rarely changes what is available in Ogdensburg.
- Smaller communities within reach: Big Falls (11 mi); Nelsonville (14 mi); Elderon (25 mi).
- Smaller neighbours: 4 places smaller than Ogdensburg sit within 50 miles.
- Larger places within 100 miles: 302.
How Ogdensburg compares across Wisconsin
Among Wisconsin's 605 places, Ogdensburg sits at 578th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Ogdensburg ranks 519th of 605 in Wisconsin (about the 14th percentile). By density, at about 188 people per square mile, it ranks 555th in Wisconsin. The population moved by about 4 people between 2020 and 2023, a 2.1% shift.
What Wisconsin law requires in Ogdensburg
For the roughly 183 residents of Ogdensburg, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
What a Ogdensburg borrower is actually offered
In Ogdensburg, a small community of about 183, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ogdensburg. Shortening the term on a Ogdensburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Ogdensburg sits
Ogdensburg's land area is about 1.0 square miles; a further 0.05 square miles is water. The resulting density is about 188 people per square mile. Milwaukee, the largest place in Wisconsin, is about 110 miles from Ogdensburg. Ogdensburg has 93 larger places within a 50-mile radius. Within the same 50 miles lie 4 smaller Census places.
How lenders reach Ogdensburg
Ogdensburg is lightly settled, with about 188 people per square mile and 93 larger places within 50 miles. What is available to Ogdensburg's 183 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Manawa, WI about 5 miles away.
Common questions
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Nearby places
- Manawa, WI — population 1,405
- Iola, WI — population 1,203
- Waupaca, WI — population 6,333
- Scandinavia, WI — population 366
- Big Falls, WI — population 57
- Weyauwega, WI — population 1,760
- Fremont, WI — population 681
- Marion, WI — population 1,294