Personal loans in Marion, WI
Marion, Wisconsin — home to about 1,294 people — is a small community, so the terms you are offered follow Wisconsin law rather than any local rule.
Work out your debt-to-income ratio first; lenders weigh it heavily, and Marion's 1,294 residents are no exception. The Census counts 1,294 people in Marion, the 329th-largest figure among Wisconsin's 605 places. To lend to Marion's 1,294 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. The trend for Marion between 2020 and 2023 is downward by roughly 2.3%. A larger market lies at Clintonville, WI about 8 miles away.
What the Census records for Marion
Set out below is Marion's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 1,294 residents in Marion (Vintage 2023 subcounty estimate), the 329th-largest figure among Wisconsin's 605 places.
- Population trend: The 2020-to-2023 change is negative, near 2.3%.
- Net change: roughly 31 fewer people than the 2020 Census counted.
- Size percentile: roughly 46% of Wisconsin places rank below Marion.
- Population density: 527 people per square mile on 2.5 square miles of land.
- Land area rank: Marion's 2.5 square miles rank 274th of 605 places in Wisconsin.
- Water area rank: Marion ranks 162nd among Wisconsin's 605 places, with 0.14 sq mi.
- Within Wisconsin: about 0.0% of the state's population lives in Marion.
- National standing: Marion ranks 9,272nd of 19,457 US places.
- Growth in Wisconsin: Marion stands 530th by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Marion moved 2.3%.
- Density in Wisconsin: Marion ranks 410th by people per square mile.
- Density vs Wisconsin: Marion's 527 people per square mile compare with a state median of 800.
- Location: the Census Gazetteer records it at 44.6773, -88.9024.
- Nearest larger cities: Clintonville (8 mi); Manawa (15 mi); Shawano (17 mi); New London (21 mi); Bonduel (23 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Big Falls (7 mi); Tigerton (8 mi); Embarrass (10 mi).
- Within a 50-mile radius: 38 smaller Census places.
- At 100 miles: 135 larger Census places fall inside that radius.
What Wisconsin law requires in Marion
Read the table as a lender's compliance picture for Marion: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
A practical checklist for Marion borrowers
These steps shape the offer you get in Marion, a place of about 1,294 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Wisconsin regulator's licence list.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
What differs between Marion and the rest of Wisconsin is not the process but the borrower's own file, among the 1,294 people here.
Marion on the map
Marion covers about 2.5 square miles of land, with 0.14 square miles of water inside its boundaries (Census Gazetteer). With 1,294 residents, the land area yields roughly 527 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 121 miles away. A 50-mile radius around Marion takes in 51 places that are larger. Within the same 50 miles lie 38 smaller Census places.
Marion in state context
Marion is the 329th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 530th of 605 Wisconsin places, putting it near the 12th percentile for growth. At about 527 people per square mile, Marion is the 410th most densely settled place in Wisconsin. In land area, Marion ranks 274th among Wisconsin's 605 places.
What is available to Marion borrowers
Marion is a moderately settled community of about 1,294 people, with 51 larger places inside a 50-mile radius. Whether Marion has a local branch or not, a Wisconsin-licensed lender can serve its 1,294 people online on the same terms. The nearest larger city, Clintonville, WI about 8 miles away.
Common questions
What are my options in Marion if my credit is poor?
What loan size can I expect in Marion?
Do I have to pledge anything to borrow in Marion?
Does comparing loans in Marion cost me credit score points?
Nearby places
- Big Falls, WI — population 57
- Tigerton, WI — population 707
- Clintonville, WI — population 4,529
- Embarrass, WI — population 305
- Bowler, WI — population 312
- Gresham, WI — population 536
- Manawa, WI — population 1,405
- Bear Creek, WI — population 421