Personal loans in Odon, IN
In Odon, one of 565 Census places in Indiana, the figure to compare across lenders is the APR, not the advertised rate. Decide the purpose of the loan and your repayment plan before sharing any details with a Odon lender.
With 1,383 residents, Odon outranks about 55% of the communities in Indiana. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Odon's 1,383 residents. Census figures put the 2020-to-2023 decrease in Odon at about 0.9%. The nearest larger metro is Loogootee, IN about 12 miles away.
Odon by the numbers
The figures below are Odon's own — Census population, land area and coordinates — followed by the Indiana rules.
- Population: about 1,383 people live here, which puts Odon 257th of 565 Census places in Indiana (Vintage 2023).
- Population trend: About 0.9% below the 2020 Census base.
- People gained or lost: about 12 fewer since the 2020 base.
- Size percentile: Odon sits ahead of around 55% of Indiana places, at 1,383 people.
- Population density: 1,489 people per square mile on 0.9 square miles of land.
- Land area rank: Odon's 0.9 square miles rank 296th of 565 places in Indiana.
- Share of Indiana: Odon holds about 0.0% of the state's population, some 1,383 people.
- National rank: Odon sits 9,008th by population among the 19,457 places in this dataset.
- Growth in Indiana: Odon stands 422nd by percentage change from 2020 to 2023, among 565 places.
- Versus Indiana: the state average change is +1.0%, while Odon moved 0.9%.
- Density rank: Odon places 247th among Indiana's places by people per square mile.
- Density in context: Odon's 1,489 people per square mile sit against a Indiana median of 1,375.
- Location: mapped by the US Census Bureau at 38.8423, -86.9885.
- Nearest larger cities: Loogootee (12 mi); Bloomfield (13 mi); Washington (16 mi); Linton (16 mi); Bicknell (18 mi). Living near a larger metro rarely changes what is available in Odon.
- Nearest smaller places: Elnora (6 mi); Newberry (6 mi); Crane (6 mi).
- Within a 50-mile radius: 59 smaller Census places.
- At 100 miles: 178 larger Census places fall inside that radius.
Getting a loan in Odon
Odon is a moderately settled community of about 1,383 people, with 33 larger places inside a 50-mile radius. A Indiana licence lets a lender serve Odon without a local office, so branch density does not change what its 1,383 residents are offered. For a larger market, the closest option is Loogootee, IN about 12 miles away.
The state rulebook for Odon
Read the table as a lender's compliance picture for Odon: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Odon in state context
Among Indiana's 565 places, Odon sits at 257th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 422nd of 565 Indiana places, putting it near the 25th percentile for growth. At about 1,489 people per square mile, Odon is the 247th most densely settled place in Indiana. The population moved by about 12 people between 2020 and 2023, a 0.9% shift.
Odon on the map
Odon covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,489 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 183 miles. Counting outward 50 miles, 33 larger communities surround Odon. By land area it ranks 296th of 565 Indiana places.
A practical checklist for Odon borrowers
Before you hand your details to a lender in Odon, where the population is near 1,383:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Indiana licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
The process is identical across Indiana; what changes is your credit file, not the fact that Odon holds 1,383 people.
Common questions
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Nearby places
- Newberry, IN — population 160
- Crane, IN — population 165
- Elnora, IN — population 627
- Plainville, IN — population 491
- Lyons, IN — population 633
- Cannelburg, IN — population 175
- Loogootee, IN — population 2,616
- Montgomery, IN — population 782