Personal loans in Lyons, IN

A personal loan in Lyons is priced from your credit file and income, not from the fact that the city holds 633 people. Use the calculator on this page to price an amount and term before you commit in Lyons. Every figure below is Indiana's own, applied to Lyons's 633 residents, with the publisher and retrieval date attached. For a bigger market, look to Linton, IN about 5 miles away.

Lyons: the sourced local profile

Here is the sourced Census picture for Lyons, plus the Indiana lending rules that apply to a loan taken out here.

• Population: about 633, ranked 375th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 1.3% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 8 residents.
• Size percentile: about 34% of Indiana communities are smaller than Lyons (633 residents).
• Population density: about 784 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Lyons's 0.8 square miles rank 317th of 565 places in Indiana.
• Within Indiana: about 0.0% of the state's population lives in Lyons.
• National rank: Lyons is the 12,214th most populous of the 19,457 Census places covered here.
• Growth in Indiana: Lyons stands 151st by percentage change from 2020 to 2023, among 565 places.
• Against the state trend: Lyons's 1.3% change compares with a Indiana average of +1.0% across its 565 places.
• Density rank: Lyons is the 463rd most densely settled place in Indiana.
• Density vs Indiana: Lyons's 784 people per square mile compare with a state median of 1,375.
• Location: 38.9884, -87.0812 (Census Gazetteer coordinates).
• Nearest larger cities: Linton (5 mi); Bloomfield (8 mi); Worthington (11 mi); Dugger (11 mi); Odon (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Switz City (4 mi); Newberry (6 mi); Elnora (8 mi), each with its own Census population profile.
• Smaller places within 50 miles: 35 of them.
• Within 100 miles: 300 places are larger than Lyons.

What shapes a Lyons personal loan

In Lyons, a small community of about 633, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Lyons lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Lyons loan is knowable in advance — unlike a revolving card balance.

Where Lyons sits

Lyons's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. That land carries about 784 people per square mile. Fort Wayne, the largest place in Indiana, is about 178 miles from Lyons. Within 50 miles of Lyons there are 53 larger Census places. Within the same 50 miles lie 35 smaller Census places.

Which Indiana laws govern a loan in Lyons

Below are the Indiana rules that apply to a loan made in Lyons, each with the regulator that issued it.

A practical checklist for Lyons borrowers

Before you apply in Lyons, a community of about 633, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Indiana regulator's licence list.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

In Lyons as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 633 residents.

Borrowing reach in Lyons

Lyons is a moderately settled community of about 633 people, with 53 larger places inside a 50-mile radius. Distance to a branch rarely matters for Lyons's 633 residents: the application is online and the price follows your credit file. The nearest larger city, Linton, IN about 5 miles away.