Personal loans in Oberon, ND

A personal loan in Oberon is priced from your credit file and income, not from the fact that the city holds 93 people. By population, Oberon sits at 223rd in North Dakota, with an estimated 93 residents. Census figures put the 2020-to-2023 decrease in Oberon at about 4.1%. Rate-shopping from Oberon costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A larger market lies at Sheyenne, ND about 8 miles away.

What the Census records for Oberon

The figures below are Oberon's own — Census population, land area and coordinates — followed by the North Dakota rules.

• Population: about 93 people live here, which puts Oberon 223rd of 355 Census places in North Dakota (Vintage 2023).
• Population trend: Roughly 4.1% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: about 37% of North Dakota communities are smaller than Oberon (93 residents).
• Population density: about 266 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Oberon's 0.3 square miles rank 233rd of 355 places in North Dakota.
• Within North Dakota: about 0.0% of the state's population lives in Oberon.
• Nationally: Oberon is the 18,247th-largest of 19,457 Census places in the dataset.
• Growth in North Dakota: Oberon stands 303rd by percentage change from 2020 to 2023, among 355 places.
• Against the state trend: Oberon's 4.1% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Oberon is the 206th most densely settled place in North Dakota.
• Density vs North Dakota: Oberon's 266 people per square mile compare with a state median of 352.
• Location: the Census Gazetteer records it at 47.9239, -99.2056.
• Nearest larger cities: Sheyenne (8 mi); Minnewaukan (10 mi); Maddock (15 mi); New Rockford (17 mi); Devils Lake (20 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Hamberg (18 mi); Brinsmade (19 mi); Warwick (24 mi).
• Smaller places within 50 miles: 19 of them.
• At 100 miles: 98 larger Census places fall inside that radius.

How a Oberon personal loan is priced

Oberon is a small community of about 93 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Oberon can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Oberon loan but raises total interest, so the smallest payment is not the cheapest loan.

Oberon against the rest of North Dakota

Among North Dakota's 355 places, Oberon sits at 223rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Oberon ranks 303rd of 355 in North Dakota (about the 15th percentile). Its roughly 266 residents per square mile place it 206th among North Dakota's places. Within 50 miles sit 19 smaller Census places, alongside the 24 that are larger.

How lenders reach Oberon

Oberon is a lightly settled community of about 93 people, with 24 larger places inside a 50-mile radius. What is available to Oberon's 93 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Sheyenne, ND about 8 miles away.

North Dakota rules behind a Oberon personal loan

Below are the North Dakota rules that apply to a loan made in Oberon, each with the regulator that issued it.

The geography behind Oberon

Oberon's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 93 residents, the land area yields roughly 266 people per square mile. For the state's biggest city, Fargo, the distance is roughly 133 miles. Within 50 miles of Oberon there are 24 larger Census places. By land area it ranks 233rd of 355 North Dakota places.