Personal loans in Hamberg, ND

A lender serving Hamberg holds a North Dakota licence and answers to a North Dakota regulator; no city office is involved for its 12 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Hamberg. To lend to Hamberg's 12 residents, a company must hold a North Dakota licence, and each sourced row below names the regulator behind it. The closest larger city is Fessenden, ND about 9 miles away.

Borrowing in Hamberg: the local picture

What follows is Hamberg's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: a Census-estimated 12, 343rd among North Dakota's 355 places (Vintage 2023).
• Population trend: About level with the 2020 Census.
• Size percentile: roughly 3% of North Dakota places rank below Hamberg.
• Density: the Census land area of 0.4 sq mi holds about 29 people per square mile.
• By land area: Hamberg ranks 211th among North Dakota's 355 places, at 0.4 sq mi.
• Share of state population: Hamberg's 12 residents are about 0.0% of North Dakota.
• National standing: Hamberg ranks 19,408th of 19,457 US places.
• Growth rank: Hamberg's 2020-to-2023 change ranks 78th of 355 places in North Dakota.
• Against the state trend: Hamberg's 0.0% change compares with a North Dakota average of -1.2% across its 355 places.
• Density in North Dakota: Hamberg ranks 340th by people per square mile.
• Against the state median: Hamberg runs about 29 residents per square mile, where the North Dakota median is 352.
• Location: 47.7633, -99.5160 (Census Gazetteer coordinates).
• Nearest larger cities: Fessenden (9 mi); Maddock (14 mi); Cathay (15 mi); Oberon (18 mi); New Rockford (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Kief (47 mi); Bergen (58 mi); Calio (65 mi).
• Smaller places within 50 miles: 1 of them.
• Larger places within 100 miles: 158.

The geography behind Hamberg

Inside Hamberg's boundaries lie about 0.4 square miles of land, with no significant water area recorded. The resulting density is about 29 people per square mile. Fargo, the largest place in North Dakota, is about 140 miles from Hamberg. A 50-mile radius around Hamberg takes in 36 places that are larger. By land area it ranks 211th of 355 North Dakota places.

How a Hamberg personal loan is priced

Most loans made to Hamberg's 12 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Hamberg can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Hamberg loan is knowable in advance — unlike a revolving card balance.

What North Dakota law requires in Hamberg

For the roughly 12 residents of Hamberg, the rules below are North Dakota's own; each row carries its publisher and retrieval date.

How Hamberg compares across North Dakota

Against North Dakota's other places, Hamberg accounts for about 0.0% of the state's population and ranks 343rd of 355 by size. For population change between 2020 and 2023, Hamberg ranks 78th of 355 in North Dakota (about the 78th percentile). At about 29 people per square mile, Hamberg is the 340th most densely settled place in North Dakota. Between 2020 and 2023 the count changed by roughly 0 residents.

Getting a loan in Hamberg

With about 29 residents per square mile, Hamberg is sparsely settled, and 36 larger Census places sit within 50 miles. Whether Hamberg has a local branch or not, a North Dakota-licensed lender can serve its 12 people online on the same terms. For a larger market, the closest option is Fessenden, ND about 9 miles away.