Personal loans in Oakdale, PA

Compare APR, not the interest rate, because the APR folds in most fees on a Oakdale loan. The 2020 count to the 2023 estimate shows about 3.5% decline in Oakdale. State law, not city hall, decides what a lender may do to Oakdale's roughly 1,428 residents, and a state regulator supervises it. For a bigger market, look to McDonald, PA about 3 miles away.

Oakdale: the sourced local profile

Here is the sourced Census picture for Oakdale, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: an estimated 1,428 residents, 513th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 3.5% across the 2020-to-2023 comparison.
• Net change: roughly 52 fewer people than the 2020 Census counted.
• Size percentile: roughly 49% of Pennsylvania's places have fewer residents than Oakdale's 1,428.
• Population density: 3,045 people per square mile on 0.5 square miles of land.
• Land area: Oakdale covers 0.5 square miles, the 757th-largest area among Pennsylvania's 1,013 places.
• State population share: Oakdale accounts for about 0.0% of everyone in Pennsylvania.
• National standing: Oakdale ranks 8,869th of 19,457 US places.
• Growth in Pennsylvania: Oakdale stands 919th by percentage change from 2020 to 2023, among 1,013 places.
• Versus Pennsylvania: the state average change is -0.9%, while Oakdale moved 3.5%.
• Density rank: Oakdale is the 314th most densely settled place in Pennsylvania.
• Density in context: Oakdale's 3,045 people per square mile sit against a Pennsylvania median of 1,990.
• Location: 40.4002, -80.1872 (US Census Bureau Gazetteer).
• Nearest larger cities: McDonald (3 mi); Bridgeville (5 mi); Carnegie (5 mi); Crafton (7 mi); Ingram (7 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Pennsbury Village (5 mi); Heidelberg (5 mi); Rosslyn Farms (5 mi).
• Smaller neighbours: 162 places smaller than Oakdale sit within 50 miles.
• Larger places within 100 miles: 331.

How personal loans work in Oakdale

A Oakdale personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,428 residents. A lender serving Oakdale's 1,428 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Oakdale loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Oakdale against the rest of Pennsylvania

Oakdale is the 513th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. For population change between 2020 and 2023, Oakdale ranks 919th of 1,013 in Pennsylvania (about the 9th percentile). By density, at about 3,045 people per square mile, it ranks 314th in Pennsylvania. The population moved by about 52 people between 2020 and 2023, a 3.5% shift.

The Pennsylvania lending rules that reach Oakdale

Below are the Pennsylvania rules that apply to a loan made in Oakdale, each with the regulator that issued it.

Oakdale on the map

Inside Oakdale's boundaries lie about 0.5 square miles of land, with no significant water area recorded. Spread across it are roughly 3,045 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 268 miles from Oakdale. Oakdale has 164 larger places within a 50-mile radius. By land area it ranks 757th of 1,013 Pennsylvania places.

How lenders reach Oakdale

At roughly 3,045 people per square mile, Oakdale is fairly dense; 164 larger places lie within 50 miles. Whether Oakdale has a local branch or not, a Pennsylvania-licensed lender can serve its 1,428 people online on the same terms. The nearest larger city, McDonald, PA about 3 miles away.