Personal loans in Bridgeville, PA
For a borrower among the roughly 4,622 residents of Bridgeville, a personal loan is a tool whose cost turns on the terms, not the address.
Decide the purpose of the loan and your repayment plan before sharing any details with a Bridgeville lender. An estimated 4,622 people make their home in Bridgeville, a figure that ranks 210th in Pennsylvania. Lenders active in Bridgeville report to a Pennsylvania supervisor, identified in the sourced rows below. A 2020-to-2023 comparison shows Bridgeville down by about 3.7%. The closest larger city is Carnegie, PA about 4 miles away.
Where Bridgeville stands
What follows is Bridgeville's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: about 4,622 people live here, which puts Bridgeville 210th of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: A loss of roughly 3.7% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 178 residents.
- Size percentile: about 79% of Pennsylvania's Census places are smaller than Bridgeville.
- Density: the Census land area of 1.1 sq mi holds about 4,221 people per square mile.
- By land area: Bridgeville ranks 399th among Pennsylvania's 1,013 places, at 1.1 sq mi.
- Share of state population: Bridgeville's 4,622 residents are about 0.1% of Pennsylvania.
- National rank: Bridgeville is 5,049th of 19,457 places nationwide.
- Growth rank: Bridgeville ranks 947th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Bridgeville's 3.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Bridgeville ranks 166th by people per square mile.
- Against the state median: Bridgeville runs about 4,221 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.3582, -80.1076 (Census Gazetteer coordinates).
- Nearest larger cities: Carnegie (4 mi); Dormont (4 mi); Bethel Park (4 mi); Castle Shannon (5 mi); Green Tree (5 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Heidelberg (2 mi); Rosslyn Farms (5 mi); Pennsbury Village (5 mi).
- Within a 50-mile radius: 256 smaller Census places.
- At 100 miles: 135 larger Census places fall inside that radius.
What shapes a Bridgeville personal loan
In Bridgeville, a small community of about 4,622, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Bridgeville loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Bridgeville loan but raises total interest, so the smallest payment is not the cheapest loan.
How Pennsylvania law applies in Bridgeville
This table holds the Pennsylvania rate and licensing rules for consumer loans made to Bridgeville's 4,622 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
The Bridgeville borrowing checklist
These steps shape the offer you get in Bridgeville, a place of about 4,622 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Bridgeville-specific: the same Pennsylvania licensing and disclosure rules reach all 4,622 residents.
Bridgeville: area, density and distance
The Census Gazetteer records about 1.1 square miles of land within Bridgeville, with no significant water area listed. With 4,622 residents, the land area yields roughly 4,221 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 264 miles away. Counting outward 50 miles, 64 larger communities surround Bridgeville. Within the same 50 miles lie 256 smaller Census places.
Bridgeville against the rest of Pennsylvania
Within Pennsylvania, Bridgeville holds roughly 0.1% of all residents, the 210th-largest share among 1,013 places. On the 2020-to-2023 trend, Bridgeville stands 947th among Pennsylvania's 1,013 places — roughly the 7th percentile. By density, at about 4,221 people per square mile, it ranks 166th in Pennsylvania. The population moved by about 178 people between 2020 and 2023, a 3.7% shift.
Common questions
What are my options in Bridgeville if my credit is poor?
What loan size can I expect in Bridgeville?
Do I have to pledge anything to borrow in Bridgeville?
Does comparing loans in Bridgeville cost me credit score points?
Nearby places
- Heidelberg, PA — population 1,239
- Carnegie, PA — population 7,847
- Rosslyn Farms, PA — population 424
- Pennsbury Village, PA — population 650
- Dormont, PA — population 7,930
- Bethel Park, PA — population 32,398
- Green Tree, PA — population 4,755
- Thornburg, PA — population 452