Personal loans in Nortonville, KY
About 977 people live in Nortonville, placing it 206th of 416 Census places in Kentucky. From the 2020 Census base to the 2023 estimate, the population declined by about 0.1%. A personal loan in Nortonville is priced from your credit file and income, not from the fact that the city holds 977 people. State law, not city hall, decides what a lender may do to Nortonville's roughly 977 residents, and a state regulator supervises it. Verify the lender's Kentucky licence against the regulator named below before borrowing in Nortonville. Borrowers who want a bigger city can look to Earlington, KY about 7 miles away.
What the Census records for Nortonville
Most of what governs a Nortonville loan is written in Kentucky law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 977, 206th among Kentucky's 416 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.1%.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: Nortonville's 977 people outrank roughly 50% of the places in Kentucky.
- Population density: 843 people per square mile on 1.2 square miles of land.
- Land area: Nortonville covers 1.2 square miles, the 217th-largest area among Kentucky's 416 places.
- Water: Nortonville holds about 0.03 square miles, the 112th-largest water area in Kentucky.
- Share of Kentucky: Nortonville holds about 0.1% of the state's population, some 977 people.
- National rank: Nortonville is 10,311th of 19,457 places nationwide.
- Growth rank: Nortonville's 2020-to-2023 change ranks 177th of 416 places in Kentucky.
- State comparison: Kentucky's places average -0.2% for 2020-to-2023, against Nortonville's 0.1%.
- Density in Kentucky: Nortonville ranks 253rd by people per square mile.
- Density vs Kentucky: Nortonville's 843 people per square mile compare with a state median of 1,045.
- Location: it lies at 37.1851, -87.4554 in the Census Gazetteer.
- Nearest larger cities: Earlington (7 mi); Madisonville (11 mi); Dawson Springs (13 mi); Greenville (15 mi); Central City (20 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Mortons Gap (4 mi); White Plains (4 mi); St. Charles (5 mi).
- Within a 50-mile radius: 37 smaller Census places.
- Within 100 miles: 149 places are larger than Nortonville.
The geography behind Nortonville
Nortonville's land area is about 1.2 square miles; a further 0.03 square miles is water. That land carries about 843 people per square mile. For the state's biggest city, Lexington-Fayette, the distance is roughly 174 miles. Nortonville has 27 larger places within a 50-mile radius. Within the same 50 miles lie 37 smaller Census places.
Where Nortonville sits in Kentucky
Nortonville is the 206th-largest of 416 Census places in Kentucky and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 177th of 416 Kentucky places, putting it near the 57th percentile for growth. At about 843 people per square mile, Nortonville is the 253rd most densely settled place in Kentucky. In land area, Nortonville ranks 217th among Kentucky's 416 places.
Kentucky consumer-lending rules applied in Nortonville
These are Kentucky's sourced lending facts as they reach Nortonville's 977 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
What is available to Nortonville borrowers
With about 843 residents per square mile, Nortonville is moderately settled, and 27 larger Census places sit within 50 miles. What is available to Nortonville's 977 borrowers is set by Kentucky licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Earlington, KY about 7 miles away.
Inside a Nortonville personal loan
Nortonville is a small community of about 977 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Nortonville. Because the payment is fixed, the total cost of a Nortonville loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Mortons Gap, KY — population 723
- White Plains, KY — population 836
- St. Charles, KY — population 280
- Earlington, KY — population 1,249
- Crofton, KY — population 642
- Madisonville, KY — population 19,355
- Dawson Springs, KY — population 2,211
- Hanson, KY — population 748