Personal loans in Mortons Gap, KY

The nearest larger city is Earlington, KY about 3 miles away. The 2020-to-2023 change in Mortons Gap is negligible, under a tenth of a percent. To lend to Mortons Gap's 723 residents, a company must hold a Kentucky licence, and each sourced row below names the regulator behind it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Mortons Gap loan.

Mortons Gap by the numbers

Here is the sourced Census picture for Mortons Gap, plus the Kentucky lending rules that apply to a loan taken out here.

• Population: 723 — Mortons Gap ranks 246th of 416 communities in Kentucky (US Census Bureau, Vintage 2023).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: roughly 41% of Kentucky's places have fewer residents than Mortons Gap's 723.
• Population density: 611 people per square mile on 1.2 square miles of land.
• Land area rank: Mortons Gap's 1.2 square miles rank 214th of 416 places in Kentucky.
• Share of state population: Mortons Gap's 723 residents are about 0.0% of Kentucky.
• National rank: Mortons Gap sits 11,639th by population among the 19,457 places in this dataset.
• Growth rank: Mortons Gap's 2020-to-2023 change ranks 163rd of 416 places in Kentucky.
• Versus Kentucky: the state average change is -0.2%, while Mortons Gap moved 0.0%.
• Density rank: Mortons Gap places 311th among Kentucky's places by people per square mile.
• Against the state median: Mortons Gap runs about 611 residents per square mile, where the Kentucky median is 1,045.
• Location: mapped by the US Census Bureau at 37.2422, -87.4675.
• Nearest larger cities: Earlington (3 mi); Nortonville (4 mi); White Plains (7 mi); Madisonville (7 mi); Hanson (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: St. Charles (6 mi); Crofton (13 mi); Nebo (14 mi).
• Smaller neighbours: 29 places smaller than Mortons Gap sit within 50 miles.
• At 100 miles: 177 larger Census places fall inside that radius.

Which Kentucky laws govern a loan in Mortons Gap

Read the table as a lender's compliance picture for Mortons Gap: the rule, the sourced figure, the publisher and the date.

How a Mortons Gap personal loan is priced

A Mortons Gap personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 723 residents. Federal Truth in Lending rules require a Mortons Gap lender to disclose the APR and finance charge before you sign. Shortening the term on a Mortons Gap loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Mortons Gap

Mortons Gap is a moderately settled community of about 723 people, with 37 larger places inside a 50-mile radius. Lenders licensed in Kentucky reach Mortons Gap's 723 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Earlington, KY about 3 miles away.

Where Mortons Gap sits in Kentucky

Set beside Kentucky's 416 places, Mortons Gap ranks 246th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 163rd of 416 Kentucky places, putting it near the 61th percentile for growth. Its roughly 611 residents per square mile place it 311th among Kentucky's places. Within 50 miles sit 29 smaller Census places, alongside the 37 that are larger.

Mortons Gap: area, density and distance

Mortons Gap's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. With 723 residents, the land area yields roughly 611 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 174 miles away. A 50-mile radius around Mortons Gap takes in 37 places that are larger. The 100-mile radius contains 177 larger places.